{
  "verified": "2026-10-09",
  "source": "https://realratecalc.com/fee-changes/upcoming/",
  "note": "Banner copy and dates for changes that are published but not yet the headline keep. Headline numbers stay on the current rate until a later deploy.",
  "banners": [
    {
      "id": "stripe-stablecoin-2027-01-01",
      "date": "2027-01-01",
      "start": "2026-10-09",
      "end": "2027-01-31",
      "platform": "Stripe stablecoin",
      "hubs": ["/stripe-stablecoin-keep/"],
      "banner": "Stablecoin payments are 0.8% per successful transaction, a promotional rate through January 1, 2027, then + 0.2% thereafter (1.0%). On a $100 charge that later rate leaves $99.00. The opening keep on this page stays the 0.8% promo.",
      "note": "Stripe pricing: 0.8% per successful stablecoin transaction, promotional rate through January 1, 2027, then + 0.2% thereafter (1.0%). On a $100 charge that later rate leaves $99.00. Seen 2026-10-09. The opening keep stays the 0.8% promo. Headline switches on a later deploy.",
      "sourceUrl": "https://stripe.com/pricing",
      "sourceLabel": "Stripe pricing"
    },
    {
      "id": "square-bitcoin-2027-01-01",
      "date": "2027-01-01",
      "start": "2026-10-10",
      "end": "2027-01-31",
      "platform": "Square Bitcoin",
      "hubs": ["/square-bitcoin-keep/"],
      "banner": "From January 1, 2027, Square's Bitcoin payments processing fee goes from 0% to 1%. On a $100 sale that later rate leaves $99.00. The opening keep on this page stays the 0% promo.",
      "note": "Square help article 5068: the Bitcoin payments processing fee is 0% through December 31, 2026 and 1% from January 1, 2027. On $100 that later rate leaves $99.00. Seen 2026-10-10. The opening keep stays $100.00.",
      "sourceUrl": "https://squareup.com/help/us/en/article/5068-what-are-square-s-fees",
      "sourceLabel": "Square help article 5068"
    },
    {
      "id": "ebay-de-conversion-2026-12-02",
      "date": "2026-12-02",
      "start": "2026-10-09",
      "end": "2027-01-01",
      "platform": "eBay (DE)",
      "hubs": ["/ebay-de-keep/"],
      "banner": "From December 2, 2026, the currency-conversion charge for sellers registered in Germany rises from 3% to 3.25%. That charge is not inside the keeps on this page.",
      "note": "From December 2, 2026, the currency-conversion charge for sellers registered in Germany rises from 3% to 3.25% when eBay converts the funds. Seen 2026-10-09. That charge is not inside the keeps on the hub.",
      "sourceUrl": "https://www.ebay.de/help/selling/fees-credits-invoices/selling-fees?id=4822",
      "sourceLabel": "eBay.de selling fees"
    },
    {
      "id": "ebay-uk-conversion-2026-12-01",
      "date": "2026-12-01",
      "start": "2026-10-09",
      "end": "2026-12-31",
      "platform": "eBay (UK)",
      "hubs": ["/ebay-uk-keep/"],
      "banner": "From December 1, 2026, the currency-conversion charge for sellers registered in the UK rises from 2.5% to 2.75%. That charge is not inside the keeps on this page.",
      "note": "From December 1, 2026, the currency-conversion charge for sellers registered in the UK rises from 2.5% to 2.75% when eBay converts the funds. Seen 2026-10-09. That charge is not inside the £100.00 or £97.00 keeps.",
      "sourceUrl": "https://www.ebay.co.uk/help/selling/fees-credits-invoices/fees-private-sellers-activated-managed-payments?id=4822",
      "sourceLabel": "eBay UK private seller fees"
    },
    {
      "id": "venmo-debit-foreign-2026-11-04",
      "date": "2026-11-04",
      "start": "2026-10-09",
      "end": "2026-12-04",
      "platform": "Venmo",
      "hubs": ["/venmo-goods-services-keep/"],
      "banner": "Beginning November 4, 2026, a Venmo Debit Card used outside the US carries a 2.50% foreign transaction fee, even with no currency conversion. The Goods and Services opening keep stays $97.01.",
      "note": "Beginning November 4, 2026, Venmo charges a 2.50% foreign transaction fee when a Venmo Debit Card is used for purchases or withdrawals at stores or ATMs outside the US, even when there is no currency conversion. Seen 2026-10-09. This does not change the Goods and Services keep of $97.01.",
      "sourceUrl": "https://venmo.com/resources/our-fees/",
      "sourceLabel": "Venmo our fees"
    },
    {
      "id": "ebay-au-conversion-2026-11-01",
      "date": "2026-11-01",
      "start": "2026-10-09",
      "end": "2026-12-01",
      "platform": "eBay (AU)",
      "hubs": ["/ebay-au-keep/"],
      "banner": "From November 1, 2026, the currency-conversion charge for sellers registered in Australia rises from 3% to 3.25%. The opening keep on this page does not change.",
      "note": "From November 1, 2026, the currency-conversion charge for sellers registered in Australia rises from 3% to 3.25%. Seen 2026-10-09. The opening keep stays A$86.30.",
      "sourceUrl": "https://www.ebay.com.au/help/selling/fees-credits-invoices/selling-fees?id=4822",
      "sourceLabel": "eBay AU selling fees"
    },
    {
      "id": "whatnot-premier-2026-10-31",
      "date": "2026-10-31",
      "start": "2026-10-09",
      "end": "2026-11-30",
      "platform": "Whatnot",
      "hubs": ["/whatnot-keep/"],
      "banner": "Premier Shop's 10% relative commission discount runs through October 31, 2026. From November 1, 2026 the discount ends and the tier rate applies on its own. The Standard Other opening keep on this page stays 8%.",
      "note": "Premier Shop's 10% relative commission discount runs through October 31, 2026. From November 1, 2026 there is no Premier commission discount. Seen 2026-10-09. Standard Other stays 8%, so the opening keep stays $88.80.",
      "sourceUrl": "https://help.whatnot.com/hc/en-us/articles/31084236928909-Premier-Shop-Program",
      "sourceLabel": "Whatnot Premier Shop Program"
    },
    {
      "id": "amazon-holiday-peak-2026-10-15",
      "date": "2026-10-15",
      "start": "2026-10-10",
      "end": "2027-01-14",
      "platform": "Amazon",
      "hubs": ["/amazon-fba-storage-keep/", "/amazon-fba-removal-keep/"],
      "banner": "From October 15, 2026 through January 14, 2027, Amazon's holiday peak adds an average of $0.32 per unit plus a 3.5% surcharge. The opening keeps on this page stay the non-peak rates.",
      "note": "October 15, 2026 through January 14, 2027: holiday peak adds an average of $0.32 per unit plus a 3.5% surcharge. Seen 2026-10-10 on the public peak card. The opening keeps stay the non-peak rates.",
      "sourceUrl": "https://supplychain.amazon.com/docs/2026-peak-card",
      "sourceLabel": "Amazon 2026 peak card"
    },
    {
      "id": "ebay-ca-conversion-2026-10-14",
      "date": "2026-10-14",
      "start": "2026-10-09",
      "end": "2026-11-13",
      "platform": "eBay (CA)",
      "hubs": ["/ebay-ca-keep/"],
      "banner": "From October 14, 2026, the currency-conversion charge for sellers registered in Canada rises from 3% to 3.25%. The domestic keep on this page does not change.",
      "note": "From October 14, 2026, the currency-conversion charge for sellers registered in Canada rises from 3% to 3.25%. Seen 2026-10-09. The opening keep stays C$86.00.",
      "sourceUrl": "https://www.ebay.ca/help/selling/fees-credits-invoices/selling-fees?id=4822",
      "sourceLabel": "eBay CA selling fees"
    },
    {
      "id": "ebay-us-conversion-2026-10-14",
      "date": "2026-10-14",
      "start": "2026-10-09",
      "end": "2026-11-13",
      "platform": "eBay (US)",
      "hubs": ["/ebay-keep/"],
      "banner": "From October 14, 2026, the currency-conversion charge for sellers registered in the US rises from 3% to 3.25%. The domestic keep on this page does not change.",
      "note": "From October 14, 2026, the international currency-conversion charge for sellers registered in the US rises from 3% to 3.25% when eBay converts currency. The domestic keep on $100 stays $86.00.",
      "sourceUrl": "https://www.ebay.com/help/selling/fees-credits-invoices/selling-fees?id=4822",
      "sourceLabel": "eBay selling fees (US)",
      "alreadyLogged": true
    }
  ]
}