The gap depends on how the buyer pays. These rows are the opening keeps on the linked hubs.
Venmo's our-fees page, checked 2026-10-09, lists a business profile at 1.9% + $0.10 except Tap to Pay, and lists Tap to Pay at 2.29% + $0.09. This table uses that page. Venmo our fees · PayPal business fees.
Updated Oct 2026. Planning only. Figures are the opening keeps on the linked hubs.
Venmo Business keeps $98.00. PayPal goods and services keeps $97.01.
Business profile: Venmo keeps $0.99 more than PayPal goods and services on $100. This is not a claim that every Venmo payment is cheaper.
| How you are paid | Fee on the hub | Keep on $100 |
|---|---|---|
| Venmo personal goods and services | 2.99% | $97.01 |
| Venmo Business Direct or QR | 1.9% + $0.10 | $98.00 |
| Venmo Business Tap to Pay | 2.29% + $0.09 | $97.62 |
| PayPal goods and services | 2.99% | $97.01 |
| PayPal standard card | 2.99% + $0.49 | $96.52 |
| PayPal Checkout, Guest, or Pay with Venmo | 3.49% + $0.49 | $96.02 |
Pay with Venmo at checkout is the $96.02 row, not the 1.9% business rate. To receive $100 by PayPal goods and services, the hub lists a charge of $103.08.
On these hubs, both personal goods-and-services rows are 2.99% and both keep $97.01 on $100.
The PayPal goods and services hub lists $103.08 to receive $100.
No. PayPal lists Pay with Venmo with Checkout at 3.49% + $0.49, the $96.02 row. The 1.9% + $0.10 rate is Venmo Business Direct or QR.