Keep $96.52 on $100 — PayPal (card 2.99%+$0.49)

Keep $96.52 on $100 after PayPal Standard credit/debit card 2.99%+$0.49. Checkout/Venmo 3.49%+$0.49 → $96.02 is a sister preset. Monthly typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Not a live payout or tax engine. Confirm on the platform.

Showing amounts in

Display currency — labels only, not a live converter

USD

Keep after PayPal card 2.99%+$0.49

$96.52

Official Standard credit/debit card 2.99%+$0.49 You type monthly/plan $0; Checkout/Venmo 3.49%+$0.49 preset

$100 - 2.99% - $0.49 = $96.52. Plan $0. Planning only.

Fees

$3.48

Plan $

$0.00

Keep

$96.52

Sale $

Card fee %

Per txn $

Monthly / plan $ (you type) - not in KEEP

Tax buffer $ (you type) - not a tax engine

11 more plannersOfficial first paint $96.52. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. First paint stays Standard credit/debit card 2.99%+$0.49 -> $96.52.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $96.52.

Monthly / plan $

$0.00

Monthly on first paint is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$23.76

$50$48.02

$100$96.52

$250$242.04

$1,000$969.61

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

Sales per month

$2,895.60

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

Target KEEP $

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00

$3.48

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

3.48%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

Sales per week

$675.64

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

Sales per year

$35,229.80

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

Monthly take-home goal $

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

Quantity

$965.20

qty × keep

Worked example · no click required

Default $100 -> $96.52 keep

Standard credit/debit card 2.99%+$0.49. Plan $0.

Gross G = $100.00
2.99% + $0.49 = $3.48 (monthly typed $0)
KEEP = $96.52

Display currency

Works worldwide. Changes money labels only, not a live FX converter.

ActiveUSD

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Country filter

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The formula

PayPal Standard credit/debit card: 2.99% + $0.49 per transaction. On $100: 100 − 2.99 − 0.49 = $96.52. Checkout/Venmo 3.49%+$0.49 → $96.02 is a sister preset, not first paint. Monthly typed $0, never inside KEEP.

Sources

PayPal business fees — Standard card 2.99%+$0.49 (locked 2026-09-07). Standard card 2.99%+$0.49 first paint. Checkout/Venmo is a sister preset. Affiliates none.

FAQ

How much do you keep on $100 with PayPal?

Default first paint: KEEP $96.52. Official Standard credit/debit card 2.99%+$0.49. Formula: KEEP = sale − (sale × 0.0299) − 0.49. Monthly/plan typed $0. First paint is Standard credit/debit card 2.99%+$0.49 only. Checkout/Venmo 3.49%+$0.49 is a sister preset — confirm on paypal.com/us/business/paypal-business-fees. Planning only. Not affiliated. Sources: PayPal business fees — Standard card 2.99%+$0.49 (locked 2026-09-07). Standard card 2.99%+$0.49 first paint. Checkout/Venmo is a sister preset. Affiliates none.

Is monthly/plan billed inside $96.52?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $96.52.

What else about PayPal fees?

First paint is Standard credit/debit card 2.99%+$0.49 only. Checkout/Venmo 3.49%+$0.49 is a sister preset — confirm on paypal.com/us/business/paypal-business-fees. Planning only.

Is this affiliated?

Not affiliated with PayPal. Affiliates none claimed for PayPal. Educational planning only.

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