Keep $99.00 on $100 after Hyperwallet SpendBack max($0.50, 1%) (2026)
Keep $99.00 on $100 after PayPal Hyperwallet Spendback Transfer — greater of 0.50 USD or 1% of the transaction amount (paypal.com/us/business/paypal-business-fees). Sister /paypal-hyperwallet-pyusd-keep/ $99.75 · /paypal-hyperwallet-domestic-bank-keep/ $99.05 · /paypal-hyperwallet-paypal-transfer-keep/ $99.75 · /keep-compare-hyperwallet/; Soft-no Helcim; plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.
realratecalc.com — planning keep only. Confirm on squareup.com/help article 5068.
Showing amounts in
Display currency — labels only, not a live converter
USD
Keep after Hyperwallet SpendBack max($0.50, 1%)
$99.00
Official PayPal Hyperwallet Spendback Transfer — greater of 0.50 USD or 1% of the transaction amount (paypal.com/us/business/paypal-business-fees)You type Sister /paypal-hyperwallet-pyusd-keep/ $99.75 · /paypal-hyperwallet-domestic-bank-keep/ $99.05 · /paypal-hyperwallet-paypal-transfer-keep/ $99.75 · /keep-compare-hyperwallet/; Soft-no Helcim; plan $0
$100 - max(1%, $0.5) = $99.00. Plan $0. Planning only.
Fees
$6.30
Plan $
$0.00
Keep
$99.00
11 more plannersOfficial starting keep $99.00. Plan $0 is typed, not in KEEP.
Plan / tier presets
Clickable. Starting number stays Hyperwallet SpendBack max($0.50, 1%) -> $99.00.
Monthly/plan (not in KEEP)
Typed line, default $0. Never baked into $99.00.
$0.00
Monthly when the page opens is $0.
—
Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.
Sale ladder
Same fees on $25 / $50 / $100 / $250 / $1,000.
$25$24.50
$50$49.50
$100$99.00
$250$247.50
$1,000$990.00
Monthly volume
Sales/month × this sale’s KEEP. Default 30.
$2,970.00
keep × n
List price for target keep
Solve gross for a target KEEP with this page’s fee stack.
$100.00
Solve G for target KEEP
Fee on this sale
Gross − KEEP for the current sale (page input or $100). Official math only.
Sale gross$100.00
$1.00
G − KEEP
Effective fee %
(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.
1.00%
(G − KEEP) / G × 100
Weekly volume
Sales per week × this sale’s KEEP. Default 7.
$693.00
keep × n
Annual keep
Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.
PayPal Hyperwallet Spendback Transfer — greater of 0.50 USD or 1% of the transaction amount (paypal.com/us/business/paypal-business-fees). Plan $0.
Gross G = $100.00
max(1%, $0.5) = $1.00 (monthly typed $0)
KEEP = $99.00
You type: Sister /paypal-hyperwallet-pyusd-keep/ $99.75 · /paypal-hyperwallet-domestic-bank-keep/ $99.05 · /paypal-hyperwallet-paypal-transfer-keep/ $99.75 · /keep-compare-hyperwallet/; Soft-no Helcim; plan $0
Display currency
Works worldwide. Changes money labels only, not a live FX converter.
ActiveUSD
Quick picks
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The formula
KEEP = sale - max(0.01x sale, 1). Official: PayPal Hyperwallet Spendback Transfer — greater of 0.50 USD or 1% of the transaction amount (paypal.com/us/business/paypal-business-fees). On $100 -> $99.00.
How much do you keep on $100 with Hyperwallet SpendBack?
When the page opens: KEEP $99.00. Official PayPal Hyperwallet Spendback Transfer — greater of 0.50 USD or 1% of the transaction amount (paypal.com/us/business/paypal-business-fees). Formula: KEEP = send - max(1% × send, $0.50). On $100 KEEP = $99.00.00.00. Sister /paypal-hyperwallet-pyusd-keep/ $99.75 · /paypal-hyperwallet-domestic-bank-keep/ $99.05 · /paypal-hyperwallet-paypal-transfer-keep/ $99.75 · /keep-compare-hyperwallet/; Soft-no Helcim; plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: PayPal business fees (Hyperwallet Spendback Transfer greater of $0.50 or 1%). Sister PYUSD $99.75 · Domestic $99.05 · Hyperwallet board.. Also see real rate · day rate guide.
Worked KEEP math on $100?
Official KEEP $99.00. KEEP = send - max(1% × send, $0.50). On $100 KEEP = $99.00.00.00. Fee on $100 = $1.00.
Is monthly/plan billed inside $99.00?
No. Typed $0 never baked into KEEP $99.00.
Is this affiliated?
Not affiliated with PayPal Hyperwallet SpendBack. Shopify Impact bridge CTAs used. Educational planning only.