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2026 · Stripe keep · 2.9%+$0.30 · Not affiliated

Keep $96.80 after Stripe 2.9%+$0.30

Keep $96.80 on $100 after Stripe Standard US domestic card 2.9%+$0.30. Monthly/plan typed $0, not inside KEEP. Manually entered, international, FX, and Instant Payouts are you-type extras. Not affiliated. Planning only.

realratecalc.com — planning keep only. Not a live payout or tax engine. Confirm on the platform.

Showing amounts in
Display currency — labels only, not a live converter
USD

Keep after Stripe Standard 2.9%+$0.30

$96.80

Official Standard US domestic card 2.9%+$0.30 You type monthly/plan $0; manually entered +0.5%; intl +1.5%; FX +1%; Instant Payouts 1.5%

$100 - 2.9% - $0.30 = $96.80. Plan $0. Planning only.

Fees
$3.20
Plan $
$0.00
Keep
$96.80
11 more plannersOfficial first paint $96.80. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. First paint stays Standard US domestic card 2.9%+$0.30 -> $96.80.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $96.80.

$0.00

Monthly on first paint is $0.

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$23.98
$50$48.25
$100$96.80
$250$242.45
$1,000$970.70

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,904.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$3.20

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

3.20%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$677.60

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$35,332.00

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $96.80 keep

Standard US domestic card 2.9%+$0.30. Plan $0.

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The formula

Stripe Standard US domestic card: 2.9% + $0.30 per transaction. On $100: 100 − 2.90 − 0.30 = $96.80. Monthly/plan typed $0, never inside KEEP. Manually entered +0.5%, international +1.5%, FX +1%, and Instant Payouts 1.5% are you-type extras — not first paint.

Sources

Stripe pricing — Standard US domestic card 2.9%+$0.30 (locked 2026-09-07). Standard 2.9%+$0.30 first paint. Extras are you-type presets. Affiliates none.

FAQ

How much do you keep on $100 with Stripe?

Default first paint: KEEP $96.80. Official Standard US domestic card 2.9%+$0.30. Formula: KEEP = sale − (sale × 0.029) − 0.30. Monthly/plan typed $0. First paint is Standard US domestic card 2.9%+$0.30 only. Manually entered +0.5%, international +1.5%, FX +1%, and Instant Payouts 1.5% are you-type extras — confirm on stripe.com/pricing. Planning only. Not affiliated. Sources: Stripe pricing — Standard US domestic card 2.9%+$0.30 (locked 2026-09-07). Standard 2.9%+$0.30 first paint. Extras are you-type presets. Affiliates none.

Is monthly/plan billed inside $96.80?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $96.80.

What else about Stripe fees?

First paint is Standard US domestic card 2.9%+$0.30 only. Manually entered +0.5%, international +1.5%, FX +1%, and Instant Payouts 1.5% are you-type extras — confirm on stripe.com/pricing. Planning only.

Is this affiliated?

Not affiliated with Stripe. Affiliates none claimed for Stripe. Educational planning only.

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