2026 · What you keep

$665 day from $95/hr — freelance day rate 2026

RealRateCalc team

TL;DR

$665 day from $95 × 7h — then the payout step so the sticker lands. Own-store Shopify Basic Payments keeps $96.80 on $100 for planning. Planning only. Own store: Shopify keeps $96.80 on $100. See /shopify-keep/.

Provenance · same-price baseline

$665 day from $95 × 7h. Half-day and desk share you type. Then the payout step (Stripe/Wise) so the $665 sticker still lands. The homepage already turns an $80,000 target and a tax buffer you type into a floor — here the floor is an input: day package = hourly × hours in that day.

Quoted day package

$665
$95 × 7 hrs
6h $570 7h $665 PayPal Keep $96.02 Wave $96.50 HoneyBook $96.85 five days $3,325
Independent keep (before payout step)
$665
After desk share you typed
$665
Half-day at the share you typed
$332.50
Five of these days
$3,325

Hourly floor × hours in a day — not a salary converter

The homepage salary tab divides a yearly target by billable weeks × hours, then a tax buffer you type. Example there: $80,000 ÷ (1 − 0.30) ÷ (48 × 25) ≈ $95.24/hr. This page does not redo that division. You paste a floor. Day package = floor × hours this booking actually buys. Typed: $95 × 7 = $665. Many people type 6–7, not 8, because a deep-work day is rarely eight billed hours. That $665 is the quote, not the deposit, not take-home after Stripe.

Commute is not in this product. If they asked you to show up, on-site hours + travel hours you type × this floor live on on-site day. This page will not bill travel at 50%.

Five $665 days = $3,325

Floor $95. Hours 7. Package $665. Five of those days: 5 × $665 = $3,325. Implied hourly is the floor you typed, not a new mill. If the booking is only 6 hours, type 6: $95 × 6 = $570. Do not leave 7 in the box and “feel” a discount.

Worked example 2 — half-day

True half hours: $95 × 3.5 = $332.50. That is hours, not a slogan. If the morning still dies to context-switching, type a share of the package: 0.50 × $665 = $332.50; 0.60 × $665 = $399. Default in the box is 0.50 so the number matches half hours on a 7-hour day. Change it. Not a rule that half-days are 60%.

Worked example 3 — agency vs independent keep

Independent: you invoice $665. Keep before the payout step is $665. Card/bank cuts live on Stripe vs Wise (US card list 2.9% + 30¢ on that page’s fetched Stripe schedule — confirm in your dashboard).

Agency / production desk: same 7 hours, a share you type comes off the package first. Keep = $665 × (1 − share). Share 0.20 → $532. Share 0 → $665. You type 0.20 from the contract, not from a blog that “agencies take 20%.” This is not W-2 vs 1099 (that comparison is W-2 offer: 20h × $55 = $1,100 vs 20h × $90 × (1 − 0.30) = $1,260). This page is only the day package after a desk share you typed.

When a day package beats a timesheet

What this page will not do

FAQ

How do I convert hourly to a day rate?

Multiply. Floor × hours in that day. Typed: $95 × 7h = $665. Six hours: $95 × 6 = $570. Five of those 7h days: 5 × $665 = $3,325. Then subtract a desk share you type if you are not independent. Then gross for Stripe or PayPal so $665 still lands. Browse All KEEP hubs for payment method take-home.

Is a half-day always 50% of the day rate?

Only if the hours are actually half. $95 × 3.5h = $332.50. Context-switching still eats the morning, so some quotes use a share of the package you type: 0.50 × $665 = $332.50; 0.60 × $665 = $399. Not a mill that half-days are 60%.

Is a day rate better than hourly?

For a booked day, the package stops the 11-minute argument. For unclear retainers, hourly or a monthly keep still fits. Build the floor on the homepage calculator; convert it here.

Independent $665 vs desk share — what do you keep?

Independent invoices the $665. If a desk takes a share you type, keep = $665 × (1 − share). Share 0.20 → $532. You type 0.20 from the SOW — not an industry 20% mill.

Does a day include 8 hours?

Only if you type 8. The default here is 7 billable hours because a deep-work day is rarely eight invoiced hours. Typed: $95 × 7 = $665; $95 × 8 = $760; $95 × 6 = $570. The product is floor × hours you actually sell — not a mill that a day is 8.

Where do I compare marketplace fees and Shopify $96.80 after I plan this rate?

Use the seller fee index + CSV (2026-09-19) for same-input KEEP ladders, then compare ranker, break-even, and Shopify KEEP $96.80 on $100 for the own-store path. Planning only — before COGS, shipping, ads, taxes.

Is the Shopify $96.80 KEEP an affiliate link?

Yes when you use the Start Shopify link: I get commissions for purchases made through links in this post. Compensated as a Shopify affiliate. The $96.80 on $100 figure is Shopify Basic Payments planning math (2.9% + $0.30) before COGS, shipping, ads, taxes, or the monthly plan. Use Shopify KEEP and the break-even tool to allocate plan cost.

Same numbers as our fee index CSV 2026-09-19 · seller-fee-index-2026-09-19.csv · Seller fee index + CSV (2026-09-19).

Next step

Want an own-store path after you plan rates? Shopify Basic Payments keeps $96.80 on $100 for planning. Own store: Shopify keeps $96.80 on $100

I get commissions for purchases made through links in this post. Compensated as a Shopify affiliate.

Check the next decision before you list

Planning only · before COGS · shipping · ads · taxes. Shopify Basic Payments keeps $96.80 on $100.

Pricing a team sprint (people × days × hours) · Bringing your own gear? Gear kit day fee

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Own store keeps ~$96.80 on $100 (Basic Payments) — see Shopify fees

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