Divide the fees you paste by the sales you paste. On $100 the published all-in rates are Stripe 3.20% (keep $96.80), Shopify 3.20% (keep $96.80), PayPal goods and services 2.99% (keep $97.01), Square Free online 3.60% (keep $96.40), Etsy 9.95% (keep $90.05), and eBay 14.00% (keep $86.00).
Your effective percent is the fees you paste divided by the sales you paste. The rows below are each platform's published all-in on $100, with the official fee page next to Cash App, Wise, and Ko-fi. The opening result stays 0.00% until you type a fee.
| Platform | All-in on $100 | You keep |
|---|---|---|
| Stripe | 3.20% | $96.80 |
| Shopify | 3.20% | $96.80 |
| PayPal goods and services | 2.99% | $97.01 |
| Square Free online | 3.60% | $96.40 |
| Etsy | 9.95% | $90.05 |
| eBay | 14.00% | $86.00 |
| Venmo Business · Venmo fees | 2.00% | $98.00 |
| Cash App Business · Cash App fees | 2.75% | $97.25 |
| Wise USD domestic receive · Wise pricing | 0.00% | $100.00 |
| Ko-fi · Ko-fi fees | 3.20% | $96.80 |
Hubs: all calculators, seller fees, tools, day rate guide.
Effective fee rate is the fee dollars you paste divided by the sales dollars you paste. A keep calculator answers a different question: one published fee taken off one sale. Use this page when a month mixes several processors and you want one percent for the stack. The comparison list stays the published all-in percent on a $100 sale for Stripe, PayPal goods and services, Shopify, Square, Etsy, and eBay, plus the other rows already on the page. The opening result stays 0.00% until you type both a fee total and a sales total. Empty boxes are not a free-fee claim. Planning only.
It is the fees you paste divided by the sales you paste. The list beside it is each platform's published all-in percent on a $100 sale.
A keep page subtracts one platform's published fee from one sale. This page divides the fee total you paste by the sales total you paste, then lists published all-in percents on $100 for Stripe, PayPal, Shopify, Etsy, and eBay.
0.00% is the opening result because both boxes start empty. Type a fee total and a sales total to see the percent. It is not a claim that any platform charges nothing.