What does USD wire / Swift cost to receive on Wise?

Official Wise US pricing lists USD wire and Swift receive as a fixed $6.11 per payment. On $100 with no convert: KEEP $93.89. Preset on this card — not the starting keep. Confirm on wise.com/us/pricing.

Is the 0.23% FX convert an Official corridor rate?

No. Wise US pricing lists convert/send from 0.23% — a floor that varies by currency. Paste the live quote for your pair. On $100 at the floor with no receive-fixed: KEEP $99.77. Not a fake Official % for a specific pair.

Keep $100.00 on $100 — Wise (USD domestic receive FREE)

Keep $100.00 on $100.00 after Wise USD domestic receive FREE (ACH / account details / non-Swift). USD wire/Swift fixed $6.11 → KEEP $93.89. FX convert from 0.23% is a floor — paste the live corridor. Monthly/plan typed $0, not inside KEEP. Partnerize pending. Not affiliated. Planning only.

realratecalc.com — planning keep only. Not a live payout or tax engine. Confirm on the platform.

Showing amounts in

Display currency — labels only, not a live converter

USD

Keep after Wise USD domestic receive FREE

$100.00

Official USD domestic receive (ACH / account details / non-Swift) FREE You type USD wire/Swift $6.11; FX convert from 0.23% floor; plan $0

$100.00 − $0 domestic receive = KEEP $100.00. Plan $0. Planning only.

Fees

$0.00

Plan $

$0.00

Keep

$100.00

Sale $

Convert / FX % (from 0.23% floor · paste live)

Receive fixed $ (0 = domestic; USD wire 6.11)

Plan $ / mo (you type) - not in KEEP

Tax buffer $ (you type) - not a tax engine

11 more plannersOfficial starting keep $100.00. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting keep stays USD domestic receive FREE → $100.00.

After monthly plan

Typed line, default $0. Never baked into $100.00.

Monthly / plan $

$0.00

When the page opens, monthly is $0.

KEEP this sale after monthly$100.00

When the page opens, monthly is $0. KEEP after monthly = $100.00.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

KEEP at $50 / $100 / $250 / $500 / $1,000 using this page’s official fee math. Not a new fee table.

$50

$50.00

$100

$100.00

$250

$250.00

$500

$500.00

$1,000

$1,000.00

Monthly volume

Sales per month × this sale’s KEEP. Default 30. Not a demand forecast.

Sales per month

$3,000.00

$100.00 × 30 = $3,000.00

List price for target keep

Solve gross for a target KEEP with this page’s official math when invertible.

Target KEEP $

$100.00

List ~$100.00 so KEEP ≈ $100.00 with this page’s official formula.

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00

$2.75

$100.00 − $100.00 = $2.75

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

2.75%

($100.00 − $100.00) / $100.00 × 100 = 2.75%

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

Sales per week

$680.75

$100.00 × 7 = $680.75

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

Sales per year

$35496.25

$100.00 × 365 = $35496.25

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

Monthly take-home goal $

ceil($5000.00 / $100.00) = 52 sales

Units × keep

Quantity of identical sales × KEEP. Default 10.

Quantity

$1,000.00

10 × $100.00 = $1,000.00

Worked example · no click required

Default $100.00 → $100.00 keep

Wise USD domestic receive FREE. Plan $0.

Gross G = $100.00
Receive fee = $0.00 (domestic ACH / account details)
KEEP = $100.00
Sister wire $6.11 → KEEP $93.89; FX floor 0.23% → KEEP $99.77

Display currency

Works worldwide. Changes money labels only, not a live FX converter.

ActiveUSD

Quick picks

1. Search by continent

2. Search country or currency

3. Sort + country filter

Country filter

4. Countries / currencies

The formula

KEEP = sale − convert%×sale − receive_fixed. Official starting: USD domestic receive FREE → KEEP = sale − $0. On $100.00 → $100.00. USD wire/Swift $6.11 and FX from 0.23% are you-type presets.

Keep $96.80 Shopify vs $100.00 Wise on $100 — Start Shopify (Impact · FTC: affiliate)

Sources

wise.com/us/pricing (domestic non-Swift receive FREE for USD + listed currencies; USD wire/Swift $6.11; convert from 0.23%). Also receiving fees and limits. Deep-link Stripe vs Wise. Wise Partnerize pending.

FAQ

How much do you keep on $100.00 with Wise?

When the page opens: KEEP $100.00. Official Wise US domestic USD receive (non-Swift / ACH / account details) is FREE → KEEP = sale − $0. USD wire/Swift $6.11 → $93.89 and FX from 0.23% floor → $99.77 are you-type presets. Monthly/plan typed $0. Planning only. Not affiliated. Source: wise.com/us/pricing.

Where is the Official fee source?

Wise US pricing and Help: domestic (non-Swift) receive FREE for USD and listed currencies; USD wire/Swift receive fixed $6.11; convert/send listed from 0.23% (varies by currency — paste live). Sources: wise.com/us/pricing; receiving fees and limits. Same locks as get-paid-stripe-wise.

Worked KEEP math on $100.00?

Domestic: $100.00 − $0 = $100.00. USD wire: $100.00 − $6.11 = $93.89. FX floor only: $100.00 − 0.23% = $99.77 (floor label, not a corridor quote). Monthly typed $0 never enters KEEP.

Is monthly/plan billed inside $100.00?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $100.00.

Is this affiliated?

Not affiliated with Wise. Wise Partnerize affiliate tags pending — Shopify Impact bridge CTAs used instead. Educational planning only.

Homepage rate calculator All KEEP hubs Stripe vs Wise Compare Shopify — keep $96.80 on $100 (Impact · FTC: affiliate)