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2026 · Etsy keep · Etsy listing $0.20 + 6.5% txn + 3%+$0.25 payments · Not affiliated

Keep $90.05 on $100 after Etsy listing $0.20 + 6.5% txn + 3%+$0.25 payments (2026)

Keep $90.05 on $100 after Etsy US listing $0.20 + 6.5% transaction + Etsy Payments 3%+$0.25. listing off-sale you-type -> $90.25 (no $0.20); offsite ads / Etsy Ads typed not in KEEP; shipping not modeled. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on help.etsy.com + etsy.com/legal/etsy-payments.

Showing amounts in
Display currency — labels only, not a live converter
USD

Keep after Etsy listing $0.20 + 6.5% txn + 3%+$0.25 payments

$90.05

Official Etsy US listing $0.20 + 6.5% transaction + Etsy Payments 3%+$0.25 You type listing off-sale you-type -> $90.25 (no $0.20); offsite ads / Etsy Ads typed not in KEEP; shipping not modeled

$100 - 6.5% - 3% - $0.25 - $0.20 listing = $90.05. Plan $0. Planning only.

Fees
$6.30
Plan $
$0.00
Keep
$90.05
11 more plannersOfficial starting keep $90.05. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays Etsy listing $0.20 + 6.5% txn + 3%+$0.25 payments -> $90.05.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $90.05.

$0.00

Monthly when the page opens is $0.

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$22.18
$50$44.80
$100$90.05
$250$225.80
$1,000$904.55

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,701.50

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$9.95

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

9.95%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$630.35

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$32,868.25

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $90.05 keep

PayPal Checkout Etsy listing $0.20 + 6.5% txn + 3%+$0.25 payments. Plan $0.

Display currency
Works worldwide. Changes money labels only, not a live FX converter.
ActiveUSD
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The formula

KEEP = sale - 0.065x sale - 0.03x sale - 0.25 - 0.20. Official: Etsy US listing $0.20 + 6.5% transaction + Etsy Payments 3%+$0.25. On $100 -> $90.05.

Keep $96.80 Shopify vs $90.05 Etsy on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

WooPayments fees (US Affirm 6%+$0.30). Locked 2026-09-10. Affiliates none. Affirm direct / Afterpay-direct invent fees PARKED.

FAQ

How much do you keep on $100 with Etsy?

When the page opens: KEEP $90.05. Official PayPal Checkout Etsy listing $0.20 + 6.5% txn + 3%+$0.25 payments. Formula: KEEP = sale - 0.0349x sale - 0.49. plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: PayPal merchant fees (Etsy row). ≠ /venmo-business-keep/ (Venmo Business Direct/QR)..

Worked KEEP math on $100?

Official KEEP $90.05. KEEP = sale - 0.0349x sale - 0.49. Monthly typed $0 never enters KEEP.

Is monthly/plan billed inside $90.05?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $90.05.

Is this affiliated?

Not affiliated with Etsy. Affiliates none claimed. Shopify Impact bridge CTAs used. Educational planning only.

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