eBay does not take one blended “commission.” A US listing can cost an insertion fee when you publish, then a category final value fee plus a small per-order fee when it sells. Ads, Stores, and international shipping are extra layers — not a second guess at the same percent.
Default FVF is the published most-categories 13.6% row (no Store / Starter), not a sitewide blend. Change it to the category you actually listed. Per-order default is the published $0.40 for orders over $10.00. Insertion default is $0 (inside the 250 free listings).
Keep here is item+shipping minus FVF on (item+shipping+tax) minus per-order minus insertion. You do not keep the tax dollar — eBay’s own worked example subtracts fees from the item price, not from the tax-inclusive total. Official $10 rule: $0.30 at or below $10.00, $0.40 above. Qualifying athletic shoes $150+ publish no per-order fee.
Keep ≈ (item + shipping you collected) − insertion (if any) − category FVF% × (item + shipping + tax + other fees eBay includes) − per-order fee − optional ads/international − your COGS/label
Source for the non-Store schedule: eBay Selling fees (US, id=4822), fetched 27 Aug 2026 via Wayback capture 21 Aug 2026. Store subscriber rows: eBay Store selling fees (id=4809), fetched 27 Aug 2026 via Wayback capture 15 Mar 2026 (nearest Store snapshot this fetch reached).
eBay charges an insertion fee when you create a listing, not only when it sells. Every month you get up to 250 zero insertion fee listings, or more with an eBay Store. After the allowance, the published most-categories rate is $0.35 per listing.
Classified Ad format (limited categories): $9.95 for a 30-day listing and no final value fee. Real estate has its own insertion/notice table; this guide does not flatten it into $0.35.
In the card, leave insertion at $0 while you are inside the free allowance. Put $0.35 (or your Store excess rate) on a sale only if that listing actually paid one.
When the item sells, eBay charges one final value fee: a percentage of the total amount of the sale, plus a per-order fee. eBay’s help text says you don’t have to worry about third-party payment processing fees — this guide will not invent a PayPal or card % on top of FVF.
Total amount of the sale includes item price, handling, shipping collected from the buyer (some shipping exceptions apply), sales tax, and other applicable fees. An order is any number of items the same buyer checks out with the same shipping method.
Published per-order fee (same page):
Examples from the US “Basic fees for most categories” table (no Store / Starter uses this band). This is not the full table — open the official page for every row.
| Published category example | Final value fee % (per item) |
|---|---|
| Most categories (incl. many Motors parts & accessories) | 13.6% of total sale up to $7,500; 2.35% on the portion over $7,500 |
| Books & Magazines; Movies & TV (except Movie NFTs); Music (except Vinyl Records and Music NFTs) | 15.3% up to $7,500; 2.35% over |
| Coins & Paper Money (except Bullion); select collectibles / trading-card categories | 13.25% up to $7,500; 2.35% over |
| Bullion | 13.6% if total sale is $7,500 or less; 7% if over $7,500 (rate applies to the whole amount) |
| Women’s Bags & Handbags | 15% if $2,000 or less; 9% if over $2,000 |
| Jewelry & Watches (except Watches, Parts & Accessories) | 15% if $5,000 or less; 9% if over $5,000 |
| Watches, Parts & Accessories | 15% up to $1,000; 6.5% on the portion $1,000–$7,500; 3% over $7,500 |
| Listed NFT categories | 5% of total sale |
| Guitars & Basses | 6.7% up to $7,500; 2.35% over (insertion free) |
| Select heavy equipment / presses / food trucks | 3% up to $15,000; 0.5% over ($20 insertion) |
| Men’s/Women’s athletic shoes | 8% if total sale is $150 or more (no per-order fee); 13.6% if under $150 |
Do not average those rows into one “eBay rate.” Two SKUs in two categories are two calculator runs.
The Aug 2026 selling-fees page says fees are different with a Store and points to Store selling fees. From the Store page capture of 15 Mar 2026:
| Store type | Subscription / month (monthly vs yearly renewal) | After-allowance insertion (fixed-price, published) |
|---|---|---|
| Starter | $7.95 / $4.95 | 250 listings, then $0.30 |
| Basic | $27.95 / $21.95 | 1,000 all-category fixed-price, then $0.25 (plus select-category extras on that page) |
| Premium | $74.95 / $59.95 | 10,000 all-category fixed-price, then $0.10 |
| Anchor | $349.95 / $299.95 | 25,000 all-category fixed-price, then $0.05 |
| Enterprise | Yearly renewal $2,999.95 (monthly “not currently available” on that capture) | 100,000 all-category fixed-price, then $0.05 |
Starter Store FVF on that page matches the 13.6% most-categories band (up to $7,500). Basic, Premium, Anchor, and Enterprise publish a separate table: many categories at 12.7% up to $2,500 per item, then 2.35% over $2,500 — not 13.6%, and not the same $7,500 step. Some Store categories are lower still (the Store page lists 9.35% for most cell phones and most consumer electronics, 7% athletic shoes $150+, and other exceptions). Paste the row; this card will not pretend Store FVF is always 12.7%.
Auction-style listings that sell can credit insertion back for Basic and higher (exclusions apply). Confirm on the live Store fees page — our Store snapshot is older than the Aug 2026 non-Store capture.
Promoted Listings is an advertising product, not the final value fee. The selling-fees page says if you use advertising programs, additional terms apply and you pay the costs shown on your monthly financial statement. A fetch of eBay’s Promoted Listings help article (id=4164) did not return a usable rate table on 27 Aug 2026 (captcha / archive miss). This guide will not invent a default Promoted Listings percent. If Seller Hub shows an ad rate on an attributed sale, paste that % into the profit calculator service/ads field. Leave it at 0 for organic sales.
Motors vehicle listings and eBay Live have separate fee pages; this article does not quote those tables.
From eBay’s selling-fees “Examples of fee calculations” (same id=4822 page, 21 Aug 2026 capture): used smartphone, Buy It Now $400, free shipping, already used the zero-insertion allowance, meeting performance expectations. 6% sales tax → eBay’s total amount of the sale = $424.
A $100 most-categories sale with $0 tax in the model, inside the free-listing allowance: 13.6% × $100 + $0.40 = $14.00 fees, $86.00 keep before COGS and labels. That is planning math using the published most-categories row — not a promise, and not the rate for books, handbags, or guitars.
Second official example on the same page: a $9,500 trading-card listing (free shipping, 6% tax → $10,070 fee base) uses 13.25% on the first $7,500 and 2.35% on $2,570, plus $0.40, plus $0.35 insertion and a $4.00 Bold upgrade. eBay’s published total fees: $1,058.90. Category tables matter at high tickets.
One fee when the item sells: category % of the total amount of the sale plus $0.30 (orders $10.00 or less) or $0.40 (over $10.00). Most categories without a Store: 13.6% up to $7,500 per item, 2.35% above. Other categories differ. Source: eBay selling fees, fetched 27 Aug 2026.
The official US selling-fees page says you don’t have to worry about third-party payment processing fees. We are not adding a PayPal or card % on top of FVF. If your statement ever shows a distinct processing line, paste that into the hub calculator; this page did not fetch one.
Up to 250 zero insertion fee listings per month without a Store (or Starter’s published 250). After that, most categories are $0.35 (Starter excess $0.30 on the Store page). Stores Basic and higher publish larger allowances. GTC renewals count. Confirm in Seller Hub.
No. Use the published examples in the table, or paste the % from your listing. This page will not invent a blended take-rate. Amazon-style category referral is a different stack — compare take-home in Etsy vs Amazon only after you paste each marketplace’s real %.
No. Optional ads. We could not fetch a published default ad-rate table, so we quote none. Paste your Seller Hub ad rate only on attributed sales.
Start with Selling fees (US) and Store selling fees. Then match a settled order in Seller Hub. Last checked for this page: 27 Aug 2026.
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