Keep $94.00 on $100 after TikTok Shop US referral 6% (2026)

RealRateCalc team

How much do you keep on $100? Starting KEEP twin: KEEP $94.00 (sale - 0.06x sale). Official Academy $102 sample still shown below as $95.70 after $6.30 referral.

TL;DR

TikTok Shop KEEP $94.00 on $100 (US referral 6%). Shopify Basic Payments keeps $96.80 on the same sale. Planning only. Affiliate link: we may earn a commission. Compensated as a Shopify affiliate.Start Shopify — keep $96.80 on $100.

Affiliate link: we may earn a commission. Compensated as a Shopify affiliate.

I get commissions for purchases made through links in this post. Compensated as a Shopify affiliate.

What’s not in this planning KEEP

This sketch is a default planning KEEP. It does not include COGS, shipping you buy, ads/PPC, returns, taxes, or Store/promoted add-ons unless this page includes them. Confirm on the platform’s official fee page before you list.

Provenance · same-price baseline

Official worked example · after referral

$95.70

$102 sale − $6.30 referral (6% × ($102 + $5 − $2)) = $95.70 before COGS / FBT / creator / ads / Smart Promotion. TikTok published $6.30; the $95.70 subtraction is ours.

$102 → $6.30 → $95.70 $40 → $2.40 → $37.60

Next: Shopify keep $96.80 on $100 (Basic 2.9%+$0.30) · All KEEP hubs — Shopify keep $96.80 is the starting keep example

Storefront instead of Shop? Tired of marketplace cuts? Keep $96.80 on $100 Shopify Basic — see Shopify fees. Same Basic math as Shopify keep $96.80. I get commissions for purchases made through links in this post. Compensated as a Shopify affiliate. Not affiliated with TikTok.

Keep starts after referral, not after a blog “take rate.” US Seller Academy HTML we opened on 1 Sep 2026 prints category percents and a worked $6.30 referral. Smart Promotion is a separate GMV fee if you enroll. Fulfillment dollars, creator %, and ads are leftover you type — they are not in the referral table. This is not Facebook Shops (Meta checkout number is blank) and not Etsy (listing + 6.5% transaction + processing).

Not affiliated with TikTok or TikTok Shop. Percents below are copied from public US TikTok Shop Seller Academy pages fetched 1 Sep 2026. Confirm the live % in your Seller Center. Planning model, not tax advice. Paste leftover into the seller-fees hub — type your dashboard %.

Own store keeps ~$96.80 on $100 (Basic Payments) — see Shopify fees · Shopify Basic keeps $96.80 on $100 · vs fees below

Affiliate link · Planning only · Not affiliated with the platforms listed.

This fee page’s KEEP above vs Shopify Basic Payments keep $96.80 on $100. Own store: Shopify keeps $96.80 on $100

Same numbers as our fee index CSV 2026-09-19 · seller-fee-index-2026-09-19.csv · Seller fee index + CSV (2026-09-19).

Check the next decision before you list

Next step

Want an own-store path after the fees above? Shopify Basic Payments keeps $96.80 on $100 for planning. Own store: Shopify keeps $96.80 on $100

I get commissions for purchases made through links in this post. Compensated as a Shopify affiliate.

TikTok Shop KEEP $94.00 on $100 vs Shopify Basic Payments keep $96.80. Own store: Shopify keeps $96.80 on $100

Keep formula (US, public HTML)

Keep ≈ customer payment − referral − optional Smart Promotion − fulfillment you type − creator % you set − ads you type − COGS/pack

Official referral: Referral Fee Rate % × (Customer Payment + Platform Discount − Tax). The same Academy article says that “referral” encompasses TikTok Shop fees except shipping and tax — so do not stack a second card-processing % unless your settlement shows one.

1. Referral — published US category percents

Source: TikTok Shop Referral Fee Updates - 2024 (Applies to: United States; page dated 05/08/2025; fetched 1 Sep 2026) and TikTok Shop Referral Fees in 2024 by Category (page dated 05/14/2026; fetched 1 Sep 2026).

What Academy HTML printsPercent
Most listed Level 1+2 categories (apparel, beauty, electronics, home, toys, …)6%
Jewelry Accessories & Derivatives + Diamond / Gold / Jade / Platinum, Carat Gold / Ruby, Sapphire & Emerald (lowered 31 Oct 2024 GMT-8)5%
Other jewelry rows on that table (Amber, Pearl, Silver, …)6%
Pre-Owned (bags, watches, footwear, menswear, …)5%; portion over $10K at 3%
Collectibles (cultural, entertainment, sports, trading cards)6%; portion over $10K at 3%
Refund administration (from 15 May 2025)20% of the referral fee, capped $5 per SKU

We are not inventing a sitewide “TikTok takes 6%.” 6% is the most-categories row on that table. Jewelry and pre-owned print 5%. Paste the row that matches the SKU. Other regions: this HTML is US-tagged; do not paste it into a UK/EU/SEA shop unless that shop’s statement matches.

2. Official worked example — $6.30 referral, $95.70 after that line

Copied from the Referral Fee Updates sample table (successfully placed order, 6% row):

LineOfficial figure
Customer Payment$102
Platform Discounts$5
Sales tax + retail delivery fee$2
Referral6% × ($102 + $5 − $2) = $6.30

Planning keep after referral, before COGS, FBT, creator, ads, and Smart Promotion: $102 − $6.30 = $95.70. TikTok published $6.30. The $95.70 subtraction is ours. Tax $2 is remitted, not pocketed. Fully refunded official row: referral $0, refund admin $6.30 × 20% = $1.26 (that sample predates the $5/SKU cap math; the later cap text is the $5 rule).

To actually keep $95.70 on that official $102 order, run the same percents in the hub, then the payout step. No affiliate IDs on these links.

Open seller-fees hub — Keep $95.70 on $102 Stripe vs Wise take-home Shopify keep $96.80 on $100 All KEEP hubs

3. Optional US Smart Promotion — 3.5% / 4.5% of GMV if enrolled

Source: How to View Program Performance and Costs? (dated 06/29/2026; fetched 1 Sep 2026).

If the same $102 order is on regular-period Smart Promotion and you treat GMV as the referral base $105: 3.5% × $105 = $3.675. Keep after referral + SP ≈ $102 − $6.30 − $3.68 = $92.02 before COGS/FBT/creator. Leave SP at 0 if you are not enrolled. Confirm GMV columns on the statement — do not invent a second base.

4. Leftover you type — not in public HTML

Second typed example — $40 goods, most-categories 6%, no SP, leftover empty

Sale $40. Tax handled on the statement. Category row 6% (most-categories, not jewelry). Referral = 6% × $40 = $2.40 (if platform discount and tax are $0 on that order). Keep before COGS = $40 − $2.40 = $37.60. If you enroll regular SP and GMV is $40: extra $1.40 → keep $36.20. If a creator is 10% you set: extra $4.00. FBT leftover empty until you paste it. Put those typed fields in the hub calculator — this article will not invent FBT or a 10% creator mill.

Not Etsy. Not Facebook Shops.

How to model net in the hub

  1. Open https://realratecalc.com/seller-fees/.
  2. Commission = the category % from Seller Center (or the Academy row you actually sell in).
  3. Transaction = 0 unless a separate processing line exists.
  4. Service/program = 3.5 or 4.5 only if US Smart Promotion is on; else 0.
  5. Creator % and FBT/postage as their own fields. Read keep before you go LIVE.

Keep $96.80 Shopify vs KEEP $96.80 on $100 — see Shopify fees

FAQ

On TikTok’s own $102 example, what do you keep after referral?

Official sample: Customer Payment $102, Platform Discounts $5, tax $2, rate 6%. Referral = 6% × ($102 + $5 − $2) = $6.30. Planning keep after that referral, before COGS/FBT/creator/ads = $102 − $6.30 = $95.70. Tax remitted on the statement is not yours to keep. TikTok published the $6.30; the $95.70 subtraction is ours. Compare storefront keep on Shopify KEEP (Basic $96.80 on $100) or browse All KEEP hubs.

How does Shopify Basic Payments compare on the same $100?

Shopify Basic Payments KEEP is $96.80 on $100 (2.9%+$0.30) — payment-processing keep, not a marketplace listing model. This page’s sketch keep is $94.00. Compare planning-only on fee-index · Shopify fees. Planning only.

What is TikTok Shop’s referral fee in 2026?

US Academy category table (fetched 1 Sep 2026): 6% on most listed categories, 5% on five jewelry sub-categories and Pre-Owned, 3% on the portion of Collectibles/Pre-Owned over $10K. Paste your SKU’s row. Not a blog 8% + 2.9% stack. published FBT dollars on this page — paste settlement leftover.

Is payment processing extra?

US referral encompasses TikTok Shop fees except shipping and tax — not a blog 8%+2.9% stack — unless your settlement shows a separate processing row. If there is no processing row, leave the hub transaction field at 0.

What is the refund administration fee on the $102 sample?

Refund admin = 20% of the referral fee, capped at $5 per SKU (from 15 May 2025). On the official $6.30 referral: 20% × $6.30 = $1.26 (under the $5 cap). Fully refunded official row: referral $0, refund admin $1.26.

On a $40 most-categories order with no Smart Promotion, what do you keep?

Sale $40, category row 6%, discount/tax $0 on that order: referral = 6% × $40 = $2.40. Keep before COGS = $40 − $2.40 = $37.60. If enrolled regular SP and GMV is $40: extra $1.40 → keep $36.20. Do not invent FBT or a default creator %.

Do I always pay Smart Promotion 3.5%?

Only if enrolled. Regular 3.5% of order GMV; mega campaigns add 1%. Source: How to View Program Performance and Costs, dated 06/29/2026.

What if I only compare marketplace take and ignore own-store processing keep?

That comparison skips own-store payment keep. For planning only, Shopify Basic Payments KEEP is $96.80 on $100 (2.9%+$0.30). Shopify fees. I get commissions for purchases made through links in this post. Compensated as a Shopify affiliate. This is a planning comparison, not a claim about TikTok Shop's fee model.

Where do I compare this fee math to the fee index CSV and Shopify $96.80?

Use the seller fee index + CSV (2026-09-19) for same-input KEEP ladders, then compare ranker, break-even, and Shopify KEEP $96.80 on $100 for the own-store path. Planning only — before COGS, shipping, ads, taxes.

Is the Shopify $96.80 KEEP an affiliate link?

Yes when you use the Start Shopify link: I get commissions for purchases made through links in this post. Compensated as a Shopify affiliate. The $96.80 on $100 figure is Shopify Basic Payments planning math (2.9% + $0.30) before COGS, shipping, ads, taxes, or the monthly plan. Use Shopify KEEP and the break-even tool to allocate plan cost.

Open seller-fees hub — Keep $95.70 on $102 Then the payout step (Stripe vs Wise)

Seller fee index

Related

Shopify keep $96.80 Seller fees compare · $100 Seller fee index + CSV (2026-09-19) Break-even list price KEEP compare Shopify fees

Start Shopify — keep $96.80 on $100

I get commissions for purchases made through links in this post. Compensated as a Shopify affiliate.