What does Amex cost on Wix Payments?

Official Wix Payments lists American Express (incl. Apple Pay & Google Pay) at 3.7%+$0.30. On $100: KEEP $96.00. Preset on this card -- not the starting keep.

What do Affirm, Afterpay, and Klarna cost?

Official Wix Payments lists Affirm, Afterpay, and Klarna at 6%+$0.30 each. On $100: KEEP $93.70. You-type presets -- not the starting keep.

Keep $96.80 on $100 -- Wix Payments (US card excl Amex 2.9%+$0.30)

Keep $96.80 on $100 after Wix Payments US Credit/Debit card (excl. Amex) 2.9%+$0.30. Amex 3.7%+$0.30 -> KEEP $96.00. Affirm/Afterpay/Klarna 6%+$0.30 -> KEEP $93.70. POS 2.6% -> KEEP $97.40. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Not a live payout or tax engine. Confirm on the platform.

Showing amounts in

Display currency — labels only, not a live converter

USD

Keep after Wix Payments US card excl Amex 2.9%+$0.30

$96.80

Official US Credit/Debit card (excl. Amex) 2.9%+$0.30 You type Amex 3.7%+$0.30; Affirm/Afterpay/Klarna 6%+$0.30; POS 2.6%; plan $0

$100 - 2.9% - $0.30 = $96.80. Plan $0. Planning only.

Fees

$3.20

Plan $

$0.00

Keep

$96.80

Sale $

Wix Payments card %

Per txn $

Monthly / plan $ (you type) - not in KEEP

Tax buffer $ (you type) - not a tax engine

11 more plannersOfficial starting keep $96.80. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays US card excl Amex 2.9%+$0.30 -> $96.80.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $96.80.

Monthly / plan $

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$23.98

$50$48.25

$100$96.80

$250$242.45

$1,000$970.70

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

Sales per month

$2,904.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

Target KEEP $

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00

$3.20

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

3.20%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

Sales per week

$677.60

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

Sales per year

$35,332.00

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

Monthly take-home goal $

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

Quantity

$968.00

qty × keep

Worked example · no click required

Default $100 -> $96.80 keep

Wix Payments US card excl Amex 2.9%+$0.30. Plan $0.

Gross G = $100.00
2.9% + $0.30 = $3.20 (monthly typed $0)
KEEP = $96.80
Sister Amex -> $96.00; Affirm/Afterpay/Klarna -> $93.70; POS 2.6% -> $97.40

Display currency

Works worldwide. Changes money labels only, not a live FX converter.

ActiveUSD

Quick picks

1. Search by continent

2. Search country or currency

3. Sort + country filter

Country filter

4. Countries / currencies

The formula

KEEP = sale - 0.029x sale - 0.30. Official starting: US Credit/Debit card (excl. American Express) 2.9%+$0.30. On $100 -> $96.80. Amex 3.7%+$0.30, Affirm/Afterpay/Klarna 6%+$0.30, and POS 2.6%+$0 are you-type presets.

Keep $96.80 Shopify vs $96.80 Wix Payments on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

Wix Payments transaction fees (US card excl Amex 2.9%+$0.30; Amex 3.7%+$0.30; Affirm/Afterpay/Klarna 6%+$0.30; POS 2.6%+$0). Locked 2026-09-10. Affiliates none.

FAQ

How much do you keep on $100 with Wix Payments?

When the page opens: KEEP $96.80. Official US Credit/Debit card (excl. American Express) 2.9%+$0.30. Formula: KEEP = sale - 0.029x sale - 0.30. Amex -> $96.00, Affirm/Afterpay/Klarna -> $93.70, POS 2.6% -> $97.40 are you-type presets. Monthly/plan typed $0. Planning only. Not affiliated. Source: Wix Payments transaction fees.

Where is the Official fee source?

Wix Support: Credit/Debit (excl. Amex) 2.9%+$0.30; American Express 3.7%+$0.30; Affirm/Afterpay/Klarna 6%+$0.30; POS 2.6%+$0. Source: support.wix.com/en/article/wix-payments-transaction-fees.

Worked KEEP math on $100?

Official: $100 - 2.9% - $0.30 = $96.80. Amex: $100 - 3.7% - $0.30 = $96.00. Affirm/Afterpay/Klarna: $100 - 6% - $0.30 = $93.70. POS: $100 - 2.6% - $0 = $97.40. Monthly typed $0 never enters KEEP.

Is monthly/plan billed inside $96.80?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $96.80.

Is this affiliated?

Not affiliated with Wix. Affiliates none claimed for Wix Payments. Shopify Impact bridge CTAs used. Educational planning only.

Homepage rate calculator All KEEP hubs Payments compare Wix Payments fees explained Compare Shopify -- keep $96.80 on $100 (Impact · FTC: affiliate)