What does online / manual entry cost?

Official SumUp lists online and manual entry at 3.5%+$0.15. On $100: KEEP $96.35. You-type preset -- not the starting in-person keep.

Keep $97.30 on $100 -- SumUp (in-person 2.6%+$0.10)

Keep $97.30 on $100 after SumUp in-person 2.6%+$0.10. Online/manual 3.5%+$0.15 -> KEEP $96.35. POS plan monthly typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Not a live payout or tax engine. Confirm on the platform.

Showing amounts in

Display currency — labels only, not a live converter

USD

Keep after SumUp in-person 2.6%+$0.10

$97.30

Official in-person 2.6%+$0.10 You type online/manual 3.5%+$0.15; POS plan monthly $0

$100 - 2.6% - $0.10 = $97.30. Plan $0. Planning only.

Fees

$2.70

Plan $

$0.00

Keep

$97.30

Sale $

SumUp %

Per txn $

Monthly / plan $ (you type) - not in KEEP

Tax buffer $ (you type) - not a tax engine

11 more plannersOfficial starting keep $97.30. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays in-person 2.6%+$0.10 -> $97.30.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $97.30.

Monthly / plan $

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$24.25

$50$48.60

$100$97.30

$250$243.40

$1,000$973.90

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

Sales per month

$2,919.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

Target KEEP $

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00

$3.20

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

3.20%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

Sales per week

$677.60

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

Sales per year

$35,332.00

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

Monthly take-home goal $

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

Quantity

$973.00

qty × keep

Worked example · no click required

Default $100 -> $97.30 keep

SumUp in-person 2.6%+$0.10. Plan $0.

Gross G = $100.00
2.6% + $0.10 = $2.70 (monthly typed $0)
KEEP = $97.30
Sister online/manual 3.5%+$0.15 -> $96.35

Display currency

Works worldwide. Changes money labels only, not a live FX converter.

ActiveUSD

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Country filter

4. Countries / currencies

The formula

KEEP = sale - 0.026x sale - 0.10. Official starting: in-person card processing 2.6%+$0.10. On $100 -> $97.30. Online/manual entry 3.5%+$0.15 is a you-type preset. POS plan monthly typed $0 (empty) is not inside KEEP.

Keep $96.80 Shopify vs $97.30 SumUp on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

SumUp credit card processing fees (in-person 2.6%+$0.10; online/manual 3.5%+$0.15). Locked 2026-09-10. Affiliates none.

FAQ

How much do you keep on $100 with SumUp?

When the page opens: KEEP $97.30. Official in-person 2.6%+$0.10. Formula: KEEP = sale - 0.026x sale - 0.10. Online/manual 3.5%+$0.15 -> $96.35 is you-type. Monthly/plan typed $0. Planning only. Not affiliated. Source: SumUp processing fees.

Where is the Official fee source?

SumUp US: in-person 2.6%+$0.10; online and manual entry 3.5%+$0.15. Source: sumup.com/en-us/credit-card-processing-fees/.

Worked KEEP math on $100?

Official: $100 - 2.6% - $0.10 = $97.30. Online/manual: $100 - 3.5% - $0.15 = $96.35. Monthly typed $0 never enters KEEP.

Is monthly/plan billed inside $97.30?

No. Monthly/plan is a typed line, default $0 (empty), never baked into KEEP $97.30.

Is this affiliated?

Not affiliated with SumUp. Affiliates none claimed for SumUp. Shopify Impact bridge CTAs used. Educational planning only.

Homepage rate calculator All KEEP hubs Payments compare SumUp fees explained Compare Shopify -- keep $96.80 on $100 (Impact · FTC: affiliate)