Not affiliated with Square Tap to Pay. Educational planning only.

Keep $97.25 on $100 after Square Tap to Pay Free 2.6%+$0.15 (2026)

Keep $97.25 on $100 after Square Free Tap to Pay on iPhone/Android 2.6%+$0.15. plan $0; ≠ Cash App Pay hub (same CP math, different rail); Plus 2.5%+$0.15 / Premium 2.4%+$0.15 you-type. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on squareup.com/help article 5068 (Tap to Pay).

Showing amounts in

Display currency — labels only, not a live converter

USD

Keep after Square Tap to Pay Free 2.6%+$0.15

$97.25

Official Square Free Tap to Pay on iPhone/Android 2.6%+$0.15 You type plan $0; ≠ Cash App Pay hub (same CP math, different rail); Plus 2.5%+$0.15 / Premium 2.4%+$0.15 you-type

$100 - 2.6% - $0.15 = $97.25. Plan $0. Planning only.

Fees

$6.30

Plan $

$0.00

Keep

$97.25

Sale $

Tap to Pay %

Per txn $

Monthly / plan $ (you type) - not in KEEP

Tax buffer $ (you type) - not a tax engine

11 more plannersOfficial starting keep $97.25. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays Square Tap to Pay Free 2.6%+$0.15 -> $97.25.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $97.25.

Monthly / plan $

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$24.20

$50$48.55

$100$97.25

$250$243.35

$1,000$973.85

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

Sales per month

$2,917.50

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

Target KEEP $

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00

$2.75

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

2.75%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

Sales per week

$680.75

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

Sales per year

$35,496.25

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

Monthly take-home goal $

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

Quantity

$968.00

qty × keep

Worked example · no click required

Default $100 -> $97.25 keep

Square Free Tap to Pay on iPhone/Android 2.6%+$0.15. Plan $0.

Gross G = $100.00
2.6% + $0.15 = $2.75 (monthly typed $0)
KEEP = $97.25
You type: plan $0

Display currency

Works worldwide. Changes money labels only, not a live FX converter.

ActiveUSD

Quick picks

1. Search by continent

2. Search country or currency

3. Sort + country filter

Country filter

4. Countries / currencies

The formula

KEEP = sale - 0.026x sale - 0.15. Official: Square Free Tap to Pay on iPhone/Android 2.6%+$0.15. On $100 -> $97.25.

Keep $96.80 Shopify vs $97.25 Square Tap to Pay on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

Square fees (Tap to Pay). Sister Cash App Pay $97.25 (≠ this hub) · Manual entry $96.35 · In-person compare. Locked squareup.com/help article 5068 (Tap to Pay). Planning only. Not affiliated.

FAQ

How much do you keep on $100 in person?

When the page opens: KEEP $97.25. Official Square Free Tap to Pay on iPhone/Android 2.6%+$0.15. Formula: KEEP = sale - 0.026x sale - 0.15. plan $0; ≠ Cash App Pay hub (same CP math, different rail); Plus 2.5%+$0.15 / Premium 2.4%+$0.15 you-type. Monthly/plan typed $0. Planning only. Not affiliated. Source: Square fees (Tap to Pay). Sister Cash App Pay $97.25 (≠ this hub) · Manual entry $96.35 · In-person compare.. Also see real rate · day rate guide.

Worked KEEP math on $100?

Official KEEP $97.25. KEEP = sale - 0.026x sale - 0.15. Monthly typed $0 never enters KEEP.

Is monthly/plan billed inside $97.25?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $97.25.

Is this affiliated?

Not affiliated with Square Tap to Pay. Affiliates none claimed. Shopify Impact bridge CTAs used. Educational planning only.

Cash App Pay keepKeep $97.25 on $100 after Cash App Pay CP 2.6%+$0.15 (2026) — ≠ Tap to Pay Square keyed keepKeep $96.35 on $100 after Square Manual entry 3.5%+$0.15 (2026) Shopify POS keepKeep $97.30 on $100 after Shopify POS Basic in-person 2.6%+$0.10 (2026) Stripe Terminal keepKeep $97.25 on $100 after Stripe Terminal in-person 2.7%+$0.05 (2026) In-person compareIn-person POS board All KEEP hubsKEEP directory.