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2026 · Square Gift Cards keep · Square Gift Cards load 2.5% · Not affiliated

Keep $97.50 on $100 after Square Gift Cards load 2.5% (2026)

Keep $97.50 on $100 after Square Gift Cards Free/Plus load fee 2.5% of amount added (no redemption fee). Premium 0% load -> $100; eGift CNP Free processing note 3.3%+$0.30 you type (not inside load KEEP); plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on squareup.com/help Gift Cards 2.5% load (Premium 0%).

Showing amounts in
Display currency — labels only, not a live converter
USD

Keep after Square Gift Cards load 2.5%

$97.50

Official Square Gift Cards Free/Plus load fee 2.5% of amount added (no redemption fee) You type Premium 0% load -> $100; eGift CNP Free processing note 3.3%+$0.30 you type (not inside load KEEP); plan $0

$100 - 2.5% = $97.50. Plan $0. Planning only.

Fees
$6.30
Plan $
$0.00
Keep
$97.50
11 more plannersOfficial starting keep $97.50. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays Square Gift Cards load 2.5% -> $97.50.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $97.50.

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$24.38
$50$48.75
$100$97.50
$250$243.75
$1,000$975.00

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,925.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$2.50

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

2.50%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$682.50

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$35,587.50

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $97.50 keep

Square Gift Cards Free/Plus load fee 2.5% of amount added (no redemption fee). Plan $0.

Display currency
Works worldwide. Changes money labels only, not a live FX converter.
ActiveUSD
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The formula

KEEP = load - 0.025x load. Official: Square Gift Cards Free/Plus load fee 2.5% of amount added (no redemption fee). On $100 -> $97.50.

Keep $96.80 Shopify vs $97.50 Square Gift Cards on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

Square fees (Gift card load 2.5%; Premium 0% load) · squareup.com/us/en/gift-cards. Sister Square Online · Square ACH $99.00. Locked 2026-09-11. Affiliates none. Invent fees PARKED.

FAQ

How much do you keep on a $100 Square gift card load?

When the page opens: KEEP $97.50. Official Square Gift Cards Free/Plus load fee 2.5% of amount added (no redemption fee). Formula: KEEP = load - 0.025x load. Premium 0% load -> $100; eGift CNP Free processing note 3.3%+$0.30 you type (not inside load KEEP); plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: Square fees (Gift card load 2.5%; Premium 0% load) · squareup.com/us/en/gift-cards. Sister Square Online · Square ACH $99.00.. Also see real rate · day rate guide.

Worked KEEP math on $100?

Official KEEP $97.50. KEEP = load - 0.025x load. Fee on $100 = $2.50.

Is monthly/plan billed inside $97.50?

No. Typed $0 never baked into KEEP $97.50.

Is this affiliated?

Not affiliated with Square Gift Cards. Shopify Impact bridge CTAs used. Educational planning only.

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