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2026 · Square Invoices keep · Square Invoices Free 3.3%+$0.30 · Not affiliated

Keep $96.40 on $100 after Square Invoices Free 3.3%+$0.30 (2026)

Keep $96.40 on $100 after Square Free plan Invoices / online card 3.3%+$0.30. Plus/Premium lower online rates; ACH invoice -> /square-ach-keep/ $99.00. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only. See also real rate · day rate guide.

realratecalc.com — planning keep only. Confirm on squareup.com/help article 5068 Square fees.

Showing amounts in
Display currency — labels only, not a live converter
USD

Keep after Square Invoices Free 3.3%+$0.30

$96.40

Official Square Free plan Invoices / online card 3.3%+$0.30 You type Plus/Premium lower online rates; ACH invoice -> /square-ach-keep/ $99.00

$100 - 3.3% - $0.30 = $96.40. Plan $0. Planning only.

Fees
$6.30
Plan $
$0.00
Keep
$96.40
11 more plannersOfficial starting keep $96.40. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays Square Invoices Free 3.3%+$0.30 -> $96.40.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $96.40.

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$23.88
$50$48.05
$100$96.40
$250$241.45
$1,000$966.70

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,892.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$3.60

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

3.60%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$674.80

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$35,186.00

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $96.40 keep

Square Invoices Free 3.3%+$0.30. Plan $0.

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The formula

KEEP = sale - 0.033x sale - 0.30. Official: Square Free plan Invoices / online card 3.3%+$0.30. On $100 -> $96.40.

Keep $96.80 Shopify vs $96.40 Square Invoices on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

WooPayments fees (US Affirm 6%+$0.30). Locked 2026-09-10. Affiliates none. Affirm direct / Afterpay-direct invent fees PARKED.

FAQ

How much do you keep on $100?

When the page opens: KEEP $96.40. Official Square Free plan Invoices / online card 3.3%+$0.30. Formula: KEEP = sale - 0.033x sale - 0.30. Plus/Premium lower online rates; ACH invoice -> /square-ach-keep/ $99.00. Monthly/plan typed $0. Planning only. Not affiliated. Source: Square fees help. Sister Square Online (same Free online card math) · Square ACH $99 · Cash App Pay.. Also see real rate · day rate guide.

Worked KEEP math on $100?

Official KEEP $96.40. KEEP = sale - 0.033x sale - 0.30.

Is monthly/plan billed inside $96.40?

No. Typed $0 never baked into KEEP $96.40.

Is this affiliated?

Not affiliated with Square Invoices. Shopify Impact bridge CTAs used. Educational planning only.

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