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2026 · PayPal Invoices keep · PayPal Invoicing Checkout 3.49%+$0.49 · Not affiliated

Keep $96.02 on $100 after PayPal Invoicing Checkout 3.49%+$0.49 (2026)

Keep $96.02 on $100 after PayPal Business Invoicing — Checkout / PayPal balance 3.49%+$0.49. Cards 2.99%+$0.49 -> $96.52; ACH/Pay by Bank 1% ($10 cap) -> $99 on $100; plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on paypal.com business fees Invoicing.

Showing amounts in
Display currency — labels only, not a live converter
USD

Keep after PayPal Invoicing Checkout 3.49%+$0.49

$96.02

Official PayPal Business Invoicing — Checkout / PayPal balance 3.49%+$0.49 You type Cards 2.99%+$0.49 -> $96.52; ACH/Pay by Bank 1% ($10 cap) -> $99 on $100; plan $0

$100 - 3.49% - $0.49 = $96.02. Plan $0. Planning only.

Fees
$6.30
Plan $
$0.00
Keep
$96.02
11 more plannersOfficial starting keep $96.02. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays PayPal Invoicing Checkout 3.49%+$0.49 -> $96.02.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $96.02.

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$23.64
$50$47.77
$100$96.02
$250$240.78
$1,000$964.61

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,880.60

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$3.98

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

3.98%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$672.14

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$35,047.30

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $96.02 keep

PayPal Checkout PayPal Invoicing Checkout 3.49%+$0.49. Plan $0.

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Works worldwide. Changes money labels only, not a live FX converter.
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The formula

KEEP = sale - 0.0349x sale - 0.49. Official: PayPal Business Invoicing — Checkout / PayPal balance 3.49%+$0.49. On $100 -> $96.02.

Keep $96.80 Shopify vs $96.02 PayPal Invoices on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

WooPayments fees (US Affirm 6%+$0.30). Locked 2026-09-10. Affiliates none. Affirm direct / Afterpay-direct invent fees PARKED.

FAQ

How much do you keep on $100 with PayPal Invoices?

When the page opens: KEEP $96.02. Official PayPal Checkout PayPal Invoicing Checkout 3.49%+$0.49. Formula: KEEP = sale - 0.0349x sale - 0.49. plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: PayPal merchant fees (PayPal Invoices row). ≠ /venmo-business-keep/ (Venmo Business Direct/QR)..

Worked KEEP math on $100?

Official KEEP $96.02. KEEP = sale - 0.0349x sale - 0.49. Monthly typed $0 never enters KEEP.

Is monthly/plan billed inside $96.02?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $96.02.

Is this affiliated?

Not affiliated with PayPal Invoices. Affiliates none claimed. Shopify Impact bridge CTAs used. Educational planning only.

Klarna keepKeep $93.71 on $100 -- Klarna CA-US annex 5.99%+$0.30 Afterpay keepKeep $96.02 on $100 -- Square US Afterpay 6%+$0.30 Sezzle keepKeep $93.60 on $100 -- Sezzle standard 6.1%+$0.30 Square Online keepKeep $96.40 on $100 -- Square Online Free 3.3%+$0.30 WooPayments keepKeep $96.80 on $100 -- US cards 2.9%+$0.30 Payments compareBNPL + processors on $100 All KEEP hubsDirectory of every KEEP hub
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