Not affiliated with Stripe Invoicing. Educational planning only.

Keep $96.40 on $100 after Stripe Invoicing 0.4% (cap $2) + card 2.9%+$0.30 (2026)

Keep $96.40 on $100 after Stripe Invoicing 0.4% per paid invoice ($2 cap) + US card 2.9%+$0.30. card rail default $96.40; ACH Direct Debit payments rail -> /stripe-ach-keep/ $99.20 (invoice 0.4% cap $2 still typed separately); plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on stripe.com/invoicing/pricing + stripe.com/pricing.

Showing amounts in

Display currency — labels only, not a live converter

USD

Keep after Stripe Invoicing 0.4% (cap $2) + card 2.9%+$0.30

$96.40

Official Stripe Invoicing 0.4% per paid invoice ($2 cap) + US card 2.9%+$0.30 You type card rail default $96.40; ACH Direct Debit payments rail -> /stripe-ach-keep/ $99.20 (invoice 0.4% cap $2 still typed separately); plan $0

$100 - min(0.4%, $2) - 2.9% - $0.30 = $96.40. Plan $0. Planning only.

Fees

$6.30

Plan $

$0.00

Keep

$96.40

Sale $

Card payments %

Per txn $

Monthly / plan $ (you type) - not in KEEP

Tax buffer $ (you type) - not a tax engine

11 more plannersOfficial starting keep $96.40. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays Stripe Invoicing 0.4% (cap $2) + card 2.9%+$0.30 -> $96.40.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $96.40.

Monthly / plan $

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$23.88

$50$48.05

$100$96.40

$250$241.45

$1,000$968.70

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

Sales per month

$2,892.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

Target KEEP $

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00

$3.60

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

3.60%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

Sales per week

$674.80

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

Sales per year

$35,186.00

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

Monthly take-home goal $

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

Quantity

$968.00

qty × keep

Worked example · no click required

Default $100 -> $96.40 keep

PayPal Checkout Stripe Invoicing 0.4% (cap $2) + card 2.9%+$0.30. Plan $0.

Gross G = $100.00
3.49% + $0.49 = $3.98 (monthly typed $0)
KEEP = $96.40
You type: plan $0

Display currency

Works worldwide. Changes money labels only, not a live FX converter.

ActiveUSD

Quick picks

1. Search by continent

2. Search country or currency

3. Sort + country filter

Country filter

4. Countries / currencies

The formula

KEEP = sale - min(0.004x sale, 2) - payments_fee. Official: Stripe Invoicing 0.4% per paid invoice ($2 cap) + US card 2.9%+$0.30. On $100 -> $96.40.

Keep $96.80 Shopify vs $96.40 Stripe Invoicing on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

WooPayments fees (US Affirm 6%+$0.30). Locked 2026-09-10. Affiliates none. Affirm direct / Afterpay-direct invent fees PARKED.

FAQ

How much do you keep on $100 with Stripe Invoicing?

When the page opens: KEEP $96.40. Official PayPal Checkout Stripe Invoicing 0.4% (cap $2) + card 2.9%+$0.30. Formula: KEEP = sale - 0.0349x sale - 0.49. plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: PayPal merchant fees (Stripe Invoicing row). ≠ /venmo-business-keep/ (Venmo Business Direct/QR)..

Worked KEEP math on $100?

Official KEEP $96.40. KEEP = sale - 0.0349x sale - 0.49. Monthly typed $0 never enters KEEP.

Is monthly/plan billed inside $96.40?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $96.40.

Is this affiliated?

Not affiliated with Stripe Invoicing. Affiliates none claimed. Shopify Impact bridge CTAs used. Educational planning only.

Klarna keepKeep $93.71 on $100 -- Klarna CA-US annex 5.99%+$0.30 Afterpay keepKeep $96.40 on $100 -- Square US Afterpay 6%+$0.30 Sezzle keepKeep $93.60 on $100 -- Sezzle standard 6.1%+$0.30 Square Online keepKeep $96.40 on $100 -- Square Online Free 3.3%+$0.30 WooPayments keepKeep $96.80 on $100 -- US cards 2.9%+$0.30 Payments compareBNPL + processors on $100 All KEEP hubsDirectory of every KEEP hub