Updated
Short answer: A NZ$100 domestic card charge keeps NZ$97.05 after 2.65% + NZ$0.30.
Stripe New Zealand lists domestic cards at 2.65% + NZ$0.30. On NZ$100 the fee is NZ$2.95 and you keep NZ$97.05.
NZ$100.00 − 2.65% − NZ$0.30 = NZ$97.05.
| What this page uses | Rate | Fee on NZ$100 | You keep |
|---|---|---|---|
| Domestic cards | 2.65% + NZ$0.30 | NZ$2.95 | NZ$97.05 |
| International cards (not the opening keep) | 3.5% + NZ$0.30 | NZ$3.80 | NZ$96.20 |
| Sale | Fee | You keep |
|---|---|---|
| NZ$10.00 | NZ$0.57 | NZ$9.43 |
| NZ$25.00 | NZ$0.96 | NZ$24.04 |
| NZ$50.00 | NZ$1.63 | NZ$48.37 |
| NZ$100.00 | NZ$2.95 | NZ$97.05 |
| NZ$250.00 | NZ$6.93 | NZ$243.07 |
Source, checked 10 Oct 2026: Stripe New Zealand pricing. The same page lists 3.5% + NZ$0.30 for international cards. That rate is not the opening keep. Planning only. Not affiliated.
When the page opens: KEEP NZ$97.05. Stripe New Zealand lists domestic cards at 2.65% + NZ$0.30. On NZ$100 the fee is NZ$2.95, so you keep NZ$97.05.
No. The opening keep is the domestic card rate. Stripe's New Zealand pricing page also lists 3.5% + NZ$0.30 for international cards. That rate is not the opening number.