Updated Oct 2026
Short answer: A NZ$100 domestic commercial payment keeps NZ$96.15 after 3.40% + NZ$0.45. Verified 9 Oct 2026.
PayPal New Zealand lists All other markets at 3.40% + fixed fee, and the New Zealand dollar fixed fee is 0.45 NZD. On NZ$100 the fee is NZ$3.85 and you keep NZ$96.15.
Domestic commercial
Where this sale goes: you keep NZ$96.15. Fees NZ$3.85.
NZ$100.00 - 3.4% - NZ$0.45 = NZ$96.15. Plan NZ$0. Planning only.
| What this page uses | Rate | Fee on NZ$100 | You keep |
|---|---|---|---|
| Domestic commercial transaction, New Zealand dollar | 3.40% + NZ$0.45 | NZ$3.85 | NZ$96.15 |
Source, checked 9 Oct 2026: PayPal New Zealand business fees, last updated 28 September 2026. Planning only. Not affiliated.
When the page opens: KEEP NZ$96.15. PayPal's New Zealand business-fees page, last updated 28 September 2026, lists a standard rate for receiving domestic transactions of All other markets 3.40% + fixed fee, and a New Zealand dollar fixed fee of 0.45 NZD. On NZ$100 the fee is NZ$3.85, so you keep NZ$96.15.
No. This page uses the domestic commercial rate only.
No. The monthly amount you type stays out of the opening keep.