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2026 · Cash App Pay keep · Cash App Pay card-present 2.6%+$0.15 · Not affiliated

Keep $97.25 on $100 after Cash App Pay card-present 2.6%+$0.15 (2026)

Keep $97.25 on $100 after Square Cash App Pay card-present 2.6%+$0.15. CNP 3.3%+$0.30 -> $96.40; plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on squareup.com/help article 5068.

Showing amounts in
Display currency — labels only, not a live converter
USD

Keep after Cash App Pay card-present 2.6%+$0.15

$97.25

Official Square Cash App Pay card-present 2.6%+$0.15 You type CNP 3.3%+$0.30 -> $96.40; plan $0

$100 - 2.6% - $0.15 = $97.25. Plan $0. Planning only.

Fees
$6.30
Plan $
$0.00
Keep
$97.25
11 more plannersOfficial starting keep $97.25. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays Cash App Pay card-present 2.6%+$0.15 -> $97.25.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $97.25.

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$24.20
$50$48.55
$100$97.25
$250$243.35
$1,000$973.85

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,917.50

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$2.75

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

2.75%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$680.75

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$35,496.25

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $97.25 keep

Square Cash App Pay card-present 2.6%+$0.15. Plan $0.

Display currency
Works worldwide. Changes money labels only, not a live FX converter.
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The formula

KEEP = sale - 0.026x sale - 0.15. Official: Square Cash App Pay card-present 2.6%+$0.15. On $100 -> $97.25.

Keep $96.80 Shopify vs $97.25 Cash App Pay on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

WooPayments fees (US Affirm 6%+$0.30). Locked 2026-09-10. Affiliates none. Affirm direct / Afterpay-direct invent fees PARKED.

FAQ

How much do you keep on $100 with Cash App Pay?

When the page opens: KEEP $97.25. Official Square Cash App Pay card-present 2.6%+$0.15. Formula: KEEP = sale - 0.026x sale - 0.15. CNP 3.3%+$0.30 -> $96.40; plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: Square fees. ≠ /cash-app-business-keep/ (Cash App Business Direct)..

Worked KEEP math on $100?

Official KEEP $97.25. KEEP = sale - 0.026x sale - 0.15. Monthly typed $0 never enters KEEP.

Is monthly/plan billed inside $97.25?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $97.25.

Is this affiliated?

Not affiliated with Cash App Pay. Affiliates none claimed. Shopify Impact bridge CTAs used. Educational planning only.

Klarna keepKeep $93.71 on $100 -- Klarna CA-US annex 5.99%+$0.30 Afterpay keepKeep $97.25 on $100 -- Square US Afterpay 6%+$0.30 Sezzle keepKeep $93.60 on $100 -- Sezzle standard 6.1%+$0.30 Square Online keepKeep $96.40 on $100 -- Square Online Free 3.3%+$0.30 WooPayments keepKeep $96.80 on $100 -- US cards 2.9%+$0.30 Payments compareBNPL + processors on $100 All KEEP hubsDirectory of every KEEP hub
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