How much do you keep on $100 with bank pay? Wise domestic FREE keeps $100.00; ACH band ~$99. Dollar KEEP when each bank rail opens. Official ACH / bank debit fees only — no invented rails. Monthly/plan typed $0 is not inside KEEP. Planning only. Not affiliated.
| Rail | Official starting fee | KEEP on $100 | Hub |
|---|---|---|---|
| Wise USD domestic ACH | Receive FREE | $100.00 | /wise-keep/ |
| Stripe ACH Direct Debit | 0.8% ($5 cap) | $99.20 | /stripe-ach-keep/ |
| Square ACH | 1% ($1 min) | $99.00 | /square-ach-keep/ |
| PayPal Invoice Pay by Bank | 1% ($10 cap) | $99.00 | /paypal-pay-by-bank-keep/ |
| Stripe Instant Bank (Link) | 2.6%+$0.30 | $97.10 | /stripe-instant-bank-keep/ |
| Shopify Basic SP (card) | 2.9%+$0.30 | $96.80 | /shopify-keep/ |
Bank ACH keep band ~$99 on $100 vs Instant Bank $97.10 vs Shopify card $96.80 vs BNPL band ~$94 on the payments board.
Keep $96.80 Shopify vs bank ACH ~$99 on $100 -- Start Shopify (Impact · FTC: affiliate) Compare Shopify Basic SP $96.80 on $100 (Impact · FTC: affiliate)
In-person compare Wise $100.00 Stripe ACH $99.20 Square ACH $99.00 Pay by Bank $99.00 Instant Bank $97.10 Stripe card $96.80 Payments compare Shopify keep $96.80
Wise USD ACH $100.00 · Stripe ACH $99.20 · Square ACH $99.00 · PayPal Pay by Bank $99.00 · Instant Bank $97.10. Shopify card planning keep $96.80.
No — Instant Bank (Link) is 2.6%+$0.30 = KEEP $97.10. ACH Direct Debit is 0.8% ($5 cap) = KEEP $99.20. Same Stripe US bank debits page.
PARKED — no invent fees. Only live locked hubs appear on this board.
Not affiliated. Shopify Impact bridge only. No PartnerStack Network.