Not affiliated with Stripe Pay by Bank. Educational planning only.

Keep $98.20 on $100 after Stripe Pay by Bank 1.5%+$0.30 (2026)

Keep $98.20 on $100 after Stripe Pay by Bank (local payment methods) 1.5%+$0.30 per successful charge. Sister PayPal Pay by Bank /paypal-pay-by-bank-keep/ ($99.00); Stripe ACH /stripe-ach-keep/ ($99.20); USD bank transfer /stripe-usd-bank-transfer-keep/ ($99.50); Instant Bank /stripe-instant-bank-keep/ ($97.10); plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on stripe.com/pricing/local-payment-methods Pay by Bank 1.5%+$0.30.

Showing amounts in

Display currency — labels only, not a live converter

USD

Keep after Stripe Pay by Bank 1.5%+$0.30

$98.20

Official Stripe Pay by Bank (local payment methods) 1.5%+$0.30 per successful charge You type Sister PayPal Pay by Bank /paypal-pay-by-bank-keep/ ($99.00); Stripe ACH /stripe-ach-keep/ ($99.20); USD bank transfer /stripe-usd-bank-transfer-keep/ ($99.50); Instant Bank /stripe-instant-bank-keep/ ($97.10); plan $0

$100 - 1.5% - $0.30 = $98.20. Plan $0. Planning only.

Fees

$6.30

Plan $

$0.00

Keep

$98.20

Sale $

Pay by Bank %

Per txn $

Monthly / plan $ (you type) - not in KEEP

Tax buffer $ (you type) - not a tax engine

11 more plannersOfficial starting keep $98.20. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays Stripe Pay by Bank 1.5%+$0.30 -> $98.20.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $98.20.

Monthly / plan $

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$24.32

$50$48.95

$100$98.20

$250$245.95

$1,000$984.70

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

Sales per month

$2,946.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

Target KEEP $

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00

$1.80

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

1.80%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

Sales per week

$687.40

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

Sales per year

$35,843.00

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

Monthly take-home goal $

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

Quantity

$968.00

qty × keep

Worked example · no click required

Default $100 -> $98.20 keep

Stripe Pay by Bank (local payment methods) 1.5%+$0.30 per successful charge. Plan $0.

Gross G = $100.00
1.5% + $0.30 = $1.80 (monthly typed $0)
KEEP = $98.20
You type: Sister PayPal Pay by Bank /paypal-pay-by-bank-keep/ ($99.00); Stripe ACH /stripe-ach-keep/ ($99.20); USD bank transfer /stripe-usd-bank-transfer-keep/ ($99.50); Instant Bank /stripe-instant-bank-keep/ ($97.10); plan $0

Display currency

Works worldwide. Changes money labels only, not a live FX converter.

ActiveUSD

Quick picks

1. Search by continent

2. Search country or currency

3. Sort + country filter

Country filter

4. Countries / currencies

The formula

KEEP = sale - 0.015x sale - 0.30. Official: Stripe Pay by Bank (local payment methods) 1.5%+$0.30 per successful charge. On $100 -> $98.20.

Keep $96.80 Shopify vs $98.20 Stripe Pay by Bank on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

Stripe local payment methods (Pay by Bank 1.5%+$0.30). Sister PayPal Pay by Bank $99.00 · Stripe ACH $99.20 · USD bank transfer $99.50. Locked 2026-09-11. Affiliates none. Invent fees PARKED.

FAQ

How much do you keep on $100 with Stripe Pay by Bank?

When the page opens: KEEP $98.20. Official Stripe Pay by Bank (local payment methods) 1.5%+$0.30 per successful charge. Formula: KEEP = sale - 0.015x sale - 0.30. Sister PayPal Pay by Bank /paypal-pay-by-bank-keep/ ($99.00); Stripe ACH /stripe-ach-keep/ ($99.20); USD bank transfer /stripe-usd-bank-transfer-keep/ ($99.50); Instant Bank /stripe-instant-bank-keep/ ($97.10); plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: Stripe local payment methods (Pay by Bank 1.5%+$0.30). Sister PayPal Pay by Bank $99.00 · Stripe ACH $99.20 · USD bank transfer $99.50.. Also see real rate · day rate guide.

Worked KEEP math on $100?

Official KEEP $98.20. KEEP = sale - 0.015x sale - 0.30. Fee on $100 = $1.80.

Is monthly/plan billed inside $98.20?

No. Typed $0 never baked into KEEP $98.20.

Is this affiliated?

Not affiliated with Stripe Pay by Bank. Shopify Impact bridge CTAs used. Educational planning only.

PayPal Pay by Bank keep1% cap $10 Stripe ACH keep0.8% cap $5 USD Bank Transfer keep0.5% cap $5 Instant Bank keep2.6%+$0.30 ACH compareBank rails All KEEP hubsDirectory of every KEEP hub