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2026 · Stripe Instant Bank keep · Stripe Instant Bank Payments 2.6%+$0.30 · Not affiliated

Keep $97.10 on $100 after Stripe Instant Bank Payments 2.6%+$0.30 (2026)

Keep $97.10 on $100 after Stripe Instant Bank Payments (Link) 2.6%+$0.30. plan $0; NOT ACH Direct Debit (that is /stripe-ach-keep/ $99.20). Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on stripe.com/payments/us-bank-debits Instant Bank Payments row.

Showing amounts in
Display currency — labels only, not a live converter
USD

Keep after Stripe Instant Bank Payments 2.6%+$0.30

$97.10

Official Stripe Instant Bank Payments (Link) 2.6%+$0.30 You type plan $0; NOT ACH Direct Debit (that is /stripe-ach-keep/ $99.20)

$100 - 2.6% - $0.30 = $97.10. Plan $0. Planning only.

Fees
$6.30
Plan $
$0.00
Keep
$97.10
11 more plannersOfficial starting keep $97.10. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays Stripe Instant Bank Payments 2.6%+$0.30 -> $97.10.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $97.10.

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$24.05
$50$48.40
$100$97.10
$250$243.20
$1,000$973.70

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,913.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$2.90

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

2.90%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$679.70

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$35,441.50

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $97.10 keep

PayPal Checkout Stripe Instant Bank Payments 2.6%+$0.30. Plan $0.

Display currency
Works worldwide. Changes money labels only, not a live FX converter.
ActiveUSD
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The formula

KEEP = sale - 0.026x sale - 0.30. Official: Stripe Instant Bank Payments (Link) 2.6%+$0.30. On $100 -> $97.10.

Keep $96.80 Shopify vs $97.10 Instant Bank on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

Stripe US bank debits. Instant Bank ≠ ACH Direct Debit on /stripe-ach-keep/. Card sister /stripe-keep/. Locked 2026-09-11. Affiliates none. Invent fees PARKED.

FAQ

How much do you keep on $100 with bank pay?

When the page opens: KEEP $97.10. Official PayPal Checkout Stripe Instant Bank Payments 2.6%+$0.30. Formula: KEEP = sale - 0.026x sale - 0.30. plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: Stripe US bank debits. Instant Bank ≠ ACH Direct Debit on /stripe-ach-keep/. Card sister /stripe-keep/.

Worked KEEP math on $100?

Official KEEP $97.10. KEEP = sale - 0.026x sale - 0.30. Monthly typed $0 never enters KEEP.

Is monthly/plan billed inside $97.10?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $97.10.

Is this affiliated?

Not affiliated with Stripe Instant Bank. Affiliates none claimed. Shopify Impact bridge CTAs used. Educational planning only.

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