2026 · QuickBooks ACH keep · QuickBooks ACH 1% · Not affiliated
Keep $99.00 on $100 after QuickBooks ACH 1% (2026)
Keep $99.00 on $100 after QuickBooks Payments ACH bank payments 1% (quickbooks.intuit.com/payments/payment-rates/). Newer accounts often uncapped; legacy caps vary (FAQ). Sister /quickbooks-payments-keep/ cards; /quickbooks-keyed-keep/ 3.5% $96.50; plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.
realratecalc.com — planning keep only. Confirm on quickbooks.intuit.com/payments/payment-rates/ ACH 1%.
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USD
Keep after QuickBooks ACH 1%
$99.00
Official QuickBooks Payments ACH bank payments 1% (quickbooks.intuit.com/payments/payment-rates/)You type Newer accounts often uncapped; legacy caps vary (FAQ). Sister /quickbooks-payments-keep/ cards; /quickbooks-keyed-keep/ 3.5% $96.50; plan $0
$100 - 1% = $99.00. Plan $0. Planning only.
Fees
$6.30
Plan $
$0.00
Keep
$99.00
11 more plannersOfficial starting keep $99.00 Plan $0 is typed, not in KEEP.
Plan / tier presets
Clickable. Starting number stays QuickBooks ACH 1% -> $99.00.
Monthly/plan (not in KEEP)
Typed line, default $0. Never baked into $99.00.
$0.00
Monthly when the page opens is $0.
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Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.
Sale ladder
Same fees on $25 / $50 / $100 / $250 / $1,000.
$25$24.75
$50$49.50
$100$99.00
$250$247.50
$1,000$990.00
Monthly volume
Sales/month × this sale’s KEEP. Default 30.
$2,970.00
keep × n
List price for target keep
Solve gross for a target KEEP with this page’s fee stack.
$100.00
Solve G for target KEEP
Fee on this sale
Gross − KEEP for the current sale (page input or $100). Official math only.
Sale gross$100.00
$1.00
G − KEEP
Effective fee %
(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.
1.00%
(G − KEEP) / G × 100
Weekly volume
Sales per week × this sale’s KEEP. Default 7.
$693.00
keep × n
Annual keep
Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.
When the page opens: KEEP $99.00. Official QuickBooks Payments ACH bank payments 1% (quickbooks.intuit.com/payments/payment-rates/). Formula: KEEP = sale - 0.01x sale. Newer accounts often uncapped; legacy caps vary (FAQ). Sister /quickbooks-payments-keep/ cards; /quickbooks-keyed-keep/ 3.5% $96.50; plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: QuickBooks Payments rates (ACH 1% · keyed 3.5% · in-person 2.5%). Sister QB Payments · QB Keyed $96.50 · ACH compare.. Also see real rate · day rate guide.
Worked KEEP math on $100?
Official KEEP $99.00. KEEP = sale - 0.01x sale. Fee on $100 = $1.00.
Is monthly/plan billed inside $99.00?
No. Typed $0 never baked into KEEP $99.00.
Are QuickBooks ACH fees capped?
Official Intuit rate page lists ACH at 1%. Newer accounts are often uncapped; legacy caps can vary — confirm on your account. Planning only.
Is this affiliated?
Not affiliated with QuickBooks ACH. Shopify Impact bridge CTAs used. Educational planning only.