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2026 · Stripe SEPA keep · Stripe SEPA Direct Debit 0.8%+$0.30 ($6 cap) · Not affiliated

Keep $98.90 on $100 after Stripe SEPA Direct Debit 0.8%+$0.30 ($6 cap) (2026)

Keep $98.90 on $100 after Stripe SEPA Direct Debit 0.8%+$0.30 per successful charge with $6.00 total fee cap (US local methods pricing). Intl +1.5% / FX +1% typed $0; dispute $15 / failed $5 typed $0; EU € flat accounts differ — US table lock; plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on PayPal merchant fees — Stripe SEPA row.

Showing amounts in
Display currency — labels only, not a live converter
USD

Keep after Stripe SEPA Direct Debit 0.8%+$0.30 ($6 cap)

$98.90

Official Stripe SEPA Direct Debit 0.8%+$0.30 per successful charge with $6.00 total fee cap (US local methods pricing) You type Intl +1.5% / FX +1% typed $0; dispute $15 / failed $5 typed $0; EU € flat accounts differ — US table lock; plan $0

$100 - min(0.8% + $0.30, $6) = $98.90. Plan $0. Planning only.

Fees
$6.30
Plan $
$0.00
Keep
$98.90
11 more plannersOfficial starting keep $98.90. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays Stripe SEPA Direct Debit 0.8%+$0.30 ($6 cap) -> $98.90.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $98.90.

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$24.50
$50$49.30
$100$98.90
$250$247.70
$1,000$994.00

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,967.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$1.10

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

1.10%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$692.30

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$36,098.50

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $98.90 keep

Stripe SEPA Direct Debit 0.8%+$0.30 per successful charge with $6.00 total fee cap (US local methods pricing). Plan $0.

Display currency
Works worldwide. Changes money labels only, not a live FX converter.
ActiveUSD
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The formula

KEEP = sale - 0.0349x sale - 0.49. Official: PayPal Checkout Stripe SEPA Direct Debit 0.8%+$0.30 ($6 cap). On $100 -> $98.90.

Keep $96.80 Shopify vs $98.90 Stripe SEPA on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

Stripe local payment methods (SEPA Direct Debit 0.8%+$0.30 · $6.00 cap). Sister Stripe ACH $99.20 · iDEAL $99.20 · Bank rails board. Locked 2026-09-11. Affiliates none. Invent fees PARKED.

FAQ

How much do you keep on $100 with Stripe SEPA Direct Debit?

When the page opens: KEEP $98.90. Official Stripe SEPA Direct Debit 0.8%+$0.30 per successful charge with $6.00 total fee cap (US local methods pricing). Formula: KEEP = sale - min(0.008x sale + 0.30, 6). Intl +1.5% / FX +1% typed $0; dispute $15 / failed $5 typed $0; EU € flat accounts differ — US table lock; plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: Stripe local payment methods (SEPA Direct Debit 0.8%+$0.30 · $6.00 cap). Sister Stripe ACH $99.20 · iDEAL $99.20 · Bank rails board.. Also see real rate · day rate guide.

Worked KEEP math on $100?

Official KEEP $98.90. KEEP = sale - min(0.008x sale + 0.30, 6). Fee on $100 = $1.10.

Is monthly/plan billed inside $98.90?

No. Typed $0 never baked into KEEP $98.90.

Is this affiliated?

Not affiliated with Stripe SEPA. Shopify Impact bridge CTAs used. Educational planning only.

iDEAL keep$0.80 flat Bancontact keep1.4%+$0.30 Stripe ACH keep0.8% $5 cap Bank rails compareACH · SEPA · iDEAL Pay by Bank keep1.5%+$0.30 All KEEP hubsDirectory
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