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2026 · Wave Bank keep · Wave Bank ACH 1% (min $1) · Not affiliated

Keep $99.00 on $100 after Wave Bank ACH 1% (min $1) (2026)

Keep $99.00 on $100 after Wave bank payments (ACH) 1% with $1.00 minimum fee. Sister Wave Starter Visa/MC 2.9%+$0.60 is /wave-keep/ ($96.50); Instant payout 1% is payout not KEEP; plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on waveapps.com/payments/bank-payments ACH 1% min $1.

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USD

Keep after Wave Bank ACH 1% (min $1)

$99.00

Official Wave bank payments (ACH) 1% with $1.00 minimum fee You type Sister Wave Starter Visa/MC 2.9%+$0.60 is /wave-keep/ ($96.50); Instant payout 1% is payout not KEEP; plan $0

$100 - max(1%, $1) = $99.00. Plan $0. Planning only.

Fees
$6.30
Plan $
$0.00
Keep
$99.00
11 more plannersOfficial starting keep $99.00. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays Wave Bank ACH 1% (min $1) -> $99.00.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $99.00.

$0.00

Monthly when the page opens is $0.

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$24.00
$50$49.00
$100$99.00
$250$247.50
$1,000$990.00

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,970.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$1.00

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

1.00%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$693.00

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$36,135.00

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $99.00 keep

Wave bank payments (ACH) 1% with $1.00 minimum fee. Plan $0.

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The formula

KEEP = sale - max(0.01x sale, 1). Official: Wave bank payments (ACH) 1% with $1.00 minimum fee. On $100 -> $99.00.

Keep $96.80 Shopify vs $99.00 Wave Bank on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

Wave bank payments (ACH 1% · $1 min) · Wave online payments fees. Sister Wave card $96.50 · Accounting KEEP board. Locked 2026-09-11. Affiliates none. Invent fees PARKED.

FAQ

How much do you keep on $100 with Wave bank payments?

When the page opens: KEEP $99.00. Official Wave bank payments (ACH) 1% with $1.00 minimum fee. Formula: KEEP = sale - max(0.01x sale, 1). Sister Wave Starter Visa/MC 2.9%+$0.60 is /wave-keep/ ($96.50); Instant payout 1% is payout not KEEP; plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: Wave bank payments (ACH 1% · $1 min) · Wave online payments fees. Sister Wave card $96.50 · Accounting KEEP board.. Also see real rate · day rate guide.

Worked KEEP math on $100?

Official KEEP $99.00. KEEP = sale - max(0.01x sale, 1). Fee on $100 = $1.00.

Is monthly/plan billed inside $99.00?

No. Typed $0 never baked into KEEP $99.00.

Is this affiliated?

Not affiliated with Wave Bank. Shopify Impact bridge CTAs used. Educational planning only.

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