Keep $96.50 on $100 — Wave (2.9%+$0.60)

Planning math for Wave Starter Visa/MC. Official first paint: 2.9%+$0.60 (not $0.30) on $100 → KEEP $96.50. Formula: KEEP = G − (0.029G + 0.60). Instant payout 1% is payout, not KEEP. Monthly/plan typed $0. Not affiliated. Planning only.

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USD

Keep after Wave 2.9%+$0.60

$96.50

Official Starter Visa/MC 2.9%+$0.60 You type Instant payout 1% is payout, plan $0

$100 − 2.9% − $0.60. Starter Visa/MC. Plan $0. Planning only.

Fees

$3.50

Plan $

$0.00

Keep

$96.50

Invoice $

Wave %

Wave $ / txn

Monthly / plan $ (you type) — not in KEEP

Tax buffer $ (you type) — not a tax engine

2 more plannersInstant payout 1% is payout, not KEEP. Plan $0.

2.9%+$0.60 vs $0.30 mix-up

Wave Starter prints $0.60, not a generic $0.30.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $96.50.

Monthly / plan $

$0.00

Monthly on first paint is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Worked example · no click required

Default $100 Starter Visa/MC → $96.50 keep

2.9%+$0.60. Instant payout off. Plan $0.

Gross G = $100.00
Fee = 2.90 + 0.60 = $3.50
KEEP = $96.50

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The formula

KEEP = G − (0.029G + 0.60). Instant payout 1% is payout, not KEEP.

Sources

waveapps.com/payments (fetched 2026-09-02). Affiliates: none found.

FAQ

How much do you keep on $100 with Wave Starter Visa/MC?

Default first paint: KEEP $96.50. Official Starter Visa/MC 2.9%+$0.60 (not $0.30). Fee = 2.90 + 0.60 = $3.50. KEEP = $96.50. Instant payout 1% is payout, not KEEP. Monthly/plan typed $0. Planning only. Not affiliated. Source: waveapps.com/payments.

Why $0.60 not $0.30?

Wave prints 2.9%+$0.60 on Starter Visa/MC, not a generic Stripe $0.30.

Is instant payout inside $96.50?

No. Instant payout 1% is a payout line, not KEEP. Monthly/plan typed $0.

Is this affiliated?

Not affiliated with Wave. Affiliates none found. Educational planning only.

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