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2026 · Zoho Payments keep · 2.90%+$0.30 · Not affiliated

Keep $96.80 on $100 — Zoho Payments (2.90%+$0.30)

Keep $96.80 on $100 after Zoho Payments domestic 2.90%+$0.30 — same KEEP as Shopify Basic SP. Intl/ACH you-type. Monthly typed $0, not inside KEEP. Not affiliated. Planning only.

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USD

Keep after Zoho Payments 2.90%+$0.30 domestic

$96.80

Official Zoho Payments domestic 2.90%+$0.30 You type intl +1.5% (+FX 1%); ACH 0.80% cap $5; instant payout 1.4%; plan $0

$100 - 2.9% - $0.30 = $96.80. Plan $0. Planning only.

Fees
$3.20
Plan $
$0.00
Keep
$96.80
11 more plannersOfficial first paint $96.80. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. First paint stays Zoho Payments domestic 2.90%+$0.30 -> $96.80.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $96.80.

$0.00

Monthly on first paint is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$23.98
$50$48.25
$100$96.80
$250$242.45
$1,000$970.70

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,904.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$3.20

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

3.20%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$677.60

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$35,332.00

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $96.80 keep

Zoho Payments domestic 2.90%+$0.30. Plan $0.

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The formula

Zoho Payments domestic cards 2.90% + 30¢. On $100: 100 − 2.90 − 0.30 = $96.80. Intl +1.5% (+ FX 1%), ACH 0.80% cap $5, instant payout 1.4% — you-type. Monthly typed $0, not inside KEEP.

Sources

Zoho Payments Pricing — domestic 2.90%+30¢ (fetched 2026-09-06). Payments rail. Optional Shopify Impact bridge + FTC (same $96.80 math as Basic SP).

FAQ

How much do you keep on $100 with Zoho Payments?

Default first paint: KEEP $96.80. Official Zoho Payments domestic 2.90%+$0.30. Formula: KEEP = G − (0.029G + 0.30). Monthly/plan typed $0. First paint is domestic cards only. Intl, ACH, and instant payout are you-type. Same $96.80 math as Shopify Payments Basic SP for comparison. Planning only. Not affiliated. Sources: Zoho Payments Pricing — domestic 2.90%+30¢ (fetched 2026-09-06). Payments rail. Optional Shopify Impact bridge + FTC (same $96.80 math as Basic SP).

Is monthly/plan billed inside $96.80?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $96.80.

What else about Zoho Payments fees?

First paint is domestic cards only. Intl, ACH, and instant payout are you-type. Same $96.80 math as Shopify Payments Basic SP for comparison. Planning only.

Is this affiliated?

Not affiliated with Zoho Payments. Affiliates none claimed for Zoho Payments. Optional Shopify Impact competitor bridge, disclosed. Educational planning only.

Homepage rate calculator All KEEP hubs Stripe vs Wise

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