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2026 · FreshBooks keep · Visa 2.9%+$0.30 · Not affiliated

Keep $96.80 on $100 — FreshBooks (Visa 2.9%+$0.30)

Keep $96.80 on $100 after FreshBooks Payments Visa/MC 2.9%+$0.30. Amex, ACH, Affirm are presets. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

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Keep after Visa/MC 2.9%+$0.30

$96.80

Official Visa/MC 2.9%+$0.30 You type plan $0

$100 - 2.9% - $0.30 = $96.80. Plan $0. Planning only.

Fees
$3.20
Plan $
$0.00
Keep
$96.80
11 more plannersOfficial first paint $96.80. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. First paint stays Visa/MC 2.9%+$0.30 -> $96.80.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $96.80.

$0.00

Monthly on first paint is $0.

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25
$50
$100
$250
$1,000

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

qty × keep

Worked example · no click required

Default $100 -> $96.80 keep

Visa/MC 2.9%+$0.30. Plan $0.

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The formula

KEEP = G − (0.029G + 0.30). On $100: 100 − 2.90 − 0.30 = $96.80. Amex/commercial 3.5%+$0.30, ACH 1%, Affirm/Afterpay 6%+$0.30 are presets.

Sources

FreshBooks Payments USD fees. Absorb. Untracked FreshBooks affiliate CTA.

FAQ

How much do you keep on $100 with FreshBooks?

Default first paint: KEEP $96.80. Official Visa/MC 2.9%+$0.30. Formula: KEEP = G − (0.029G + 0.30). Monthly/plan typed $0. Amex/commercial 3.5%+$0.30 → $96.20; ACH 1% → $99; Affirm/Afterpay 6%+$0.30 → $93.70 are presets. Planning only. Not affiliated. Sources: FreshBooks Payments USD fees. Absorb. Untracked FreshBooks affiliate CTA.

Is monthly/plan billed inside $96.80?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $96.80.

What else about FreshBooks fees?

Amex/commercial 3.5%+$0.30 → $96.20; ACH 1% → $99; Affirm/Afterpay 6%+$0.30 → $93.70 are presets. Planning only.

Is this affiliated?

Not affiliated with FreshBooks. FreshBooks affiliate untracked — CTA only. No CPA claimed. Educational planning only.

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