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2026 · FreshBooks Amex keep · FreshBooks Amex 3.5%+$0.30 · Not affiliated

Keep $96.20 on $100 after FreshBooks Amex 3.5%+$0.30 (2026)

Keep $96.20 on $100 after FreshBooks Payments USD American Express / commercial cards 3.5%+$0.30. Sister FreshBooks Visa/MC 2.9%+$0.30 is /freshbooks-keep/ ($96.80); ACH 1% is /freshbooks-ach-keep/ ($99.00); plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on FreshBooks support USD payments fees Amex 3.5%+$0.30.

Showing amounts in
Display currency — labels only, not a live converter
USD

Keep after FreshBooks Amex 3.5%+$0.30

$96.20

Official FreshBooks Payments USD American Express / commercial cards 3.5%+$0.30 You type Sister FreshBooks Visa/MC 2.9%+$0.30 is /freshbooks-keep/ ($96.80); ACH 1% is /freshbooks-ach-keep/ ($99.00); plan $0

$100 - 3.5% - $0.30 = $96.20. Plan $0. Planning only.

Fees
$6.30
Plan $
$0.00
Keep
$96.20
11 more plannersOfficial starting keep $96.20. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays FreshBooks Amex 3.5%+$0.30 -> $96.20.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $96.20.

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$23.82
$50$47.95
$100$96.20
$250$240.95
$1,000$964.70

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,886.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$3.80

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

3.80%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$673.40

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$35,113.00

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $96.20 keep

FreshBooks Payments USD American Express / commercial cards 3.5%+$0.30. Plan $0.

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The formula

KEEP = sale - 0.035x sale - 0.30. Official: FreshBooks Payments USD American Express / commercial cards 3.5%+$0.30. On $100 -> $96.20.

Keep $96.80 Shopify vs $96.20 FreshBooks Amex on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

FreshBooks USD payments fees (Amex / commercial 3.5%+$0.30). Sister FreshBooks Visa/MC $96.80 · FreshBooks ACH $99.00 · Accounting KEEP board. Locked 2026-09-11. Affiliates none. Invent fees PARKED.

FAQ

How much do you keep on $100 with FreshBooks Amex?

When the page opens: KEEP $96.20. Official FreshBooks Payments USD American Express / commercial cards 3.5%+$0.30. Formula: KEEP = sale - 0.035x sale - 0.30. Sister FreshBooks Visa/MC 2.9%+$0.30 is /freshbooks-keep/ ($96.80); ACH 1% is /freshbooks-ach-keep/ ($99.00); plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: FreshBooks USD payments fees (Amex / commercial 3.5%+$0.30). Sister FreshBooks Visa/MC $96.80 · FreshBooks ACH $99.00 · Accounting KEEP board.. Also see real rate · day rate guide.

Worked KEEP math on $100?

Official KEEP $96.20. KEEP = sale - 0.035x sale - 0.30. Fee on $100 = $3.80.

Is monthly/plan billed inside $96.20?

No. Typed $0 never baked into KEEP $96.20.

Is this affiliated?

Not affiliated with FreshBooks Amex. Shopify Impact bridge CTAs used. Educational planning only.

FreshBooks keepVisa/MC 2.9%+$0.30 FB ACH keepACH 1% Accounting compareFB · Wave · QB · Xero Wix Amex keepAmex 3.7%+$0.30 Shopify Premium keepPremium 3.5%+$0.30 All KEEP hubsDirectory of every KEEP hub
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