FreshBooks Payments
$96.80
Visa/MC 2.9%+$0.30. Presets on the hub: Amex/commercial 3.5%+$0.30 → $96.20; ACH 1% → $99; Affirm/Afterpay 6%+$0.30 → $93.70. Monthly/plan typed $0 not in KEEP.
FreshBooks vs Bonsai · PartnerStack untracked
FreshBooks vs Bonsai — both Keep $96.80
Solo operators picking an invoice + payments stack. Both hubs first-paint Keep $96.80 on $100 after cards 2.9% + $0.30 (/freshbooks-keep/, /bonsai-keep/). The money difference is rarely the card formula — it is workflows, ACH presets, and monthly plan you type ($0 on first paint). Affiliate links stay untracked until PartnerStack.
Bonsai Payments
$96.80
Cards 2.9%+$0.30. ACH 1% → $99 preset. Contracts + proposals sit beside invoicing — useful when ops > accounting. Monthly/plan typed $0 not in KEEP.
Ops fit (honest, not a scorecard)
- Pick FreshBooks when accounting/time tracking and classic invoicing are the center of the week.
- Pick Bonsai when proposals, contracts, and client CRM sit next to payouts.
- Same KEEP floor on cards — do not invent a “better take-home %” between them on the default $100 Visa/MC paint.
When not: if you only need a processor rail, use Stripe vs Wise (Wise still untracked / Partnerize pending). If you sell storefront goods, Shopify Keep $96.80 is the commerce bridge (Impact tracked). HoneyBook Keep $96.85 and Wave Keep $96.50 are sister hubs — not affiliated.
FreshBooks KEEP Bonsai KEEP Stripe vs Wise Teachable vs Kajabi Shopify plan picker Tools we use Affiliate disclosure