Not affiliated with SumUp Online. Educational planning only.

Keep $96.35 on $100 after SumUp Online/manual 3.5%+$0.15 (2026)

Keep $96.35 on $100 after SumUp online & manual entry 3.5%+$0.15 (sumup.com pricing / credit-card-processing-fees). In-person 2.6%+$0.10 is /sumup-keep/ ($97.30); invoices often 2.9%+$0.15 you-type; plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on sumup.com pricing online/manual 3.5%+$0.15.

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USD

Keep after SumUp Online/manual 3.5%+$0.15

$96.35

Official SumUp online & manual entry 3.5%+$0.15 (sumup.com pricing / credit-card-processing-fees) You type In-person 2.6%+$0.10 is /sumup-keep/ ($97.30); invoices often 2.9%+$0.15 you-type; plan $0

$100 - 3.5% - $0.15 = $96.35. Plan $0. Planning only.

Fees

$6.30

Plan $

$0.00

Keep

$96.35

Sale $

Online %

Per txn $

Monthly / plan $ (you type) - not in KEEP

Tax buffer $ (you type) - not a tax engine

11 more plannersOfficial starting keep $96.35 Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays SumUp Online/manual 3.5%+$0.15 -> $96.35.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $96.35.

Monthly / plan $

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$23.98

$50$48.10

$100$96.35

$250$241.10

$1,000$964.85

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

Sales per month

$2,890.50

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

Target KEEP $

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00

$3.65

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

3.65%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

Sales per week

$674.45

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

Sales per year

$35,167.75

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

Monthly take-home goal $

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

Quantity

$968.00

qty × keep

Worked example · no click required

Default $100 -> $96.35 keep

SumUp online & manual entry 3.5%+$0.15 (sumup.com pricing / credit-card-processing-fees). Plan $0.

Gross G = $100.00
3.5% + $0.15 = $3.65 (monthly typed $0)
KEEP = $96.35
You type: In-person 2.6%+$0.10 is /sumup-keep/ ($97.30); invoices often 2.9%+$0.15 you-type; plan $0

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Works worldwide. Changes money labels only, not a live FX converter.

ActiveUSD

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The formula

KEEP = sale - 0.035x sale - 0.15. Official: SumUp online & manual entry 3.5%+$0.15 (sumup.com pricing / credit-card-processing-fees). On $100 -> $96.35.

Keep $96.80 Shopify vs $96.35 SumUp Online on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

SumUp credit card processing fees (online/manual 3.5%+$0.15 · in-person 2.6%+$0.10). Sister SumUp in-person $97.30 · Payments board. Locked 2026-09-11. Affiliates none. Invent fees PARKED.

FAQ

How much do you keep on $100 with SumUp Online?

When the page opens: KEEP $96.35. Official SumUp online & manual entry 3.5%+$0.15 (sumup.com pricing / credit-card-processing-fees). Formula: KEEP = sale - 0.035x sale - 0.15. In-person 2.6%+$0.10 is /sumup-keep/ ($97.30); invoices often 2.9%+$0.15 you-type; plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: SumUp credit card processing fees (online/manual 3.5%+$0.15 · in-person 2.6%+$0.10). Sister SumUp in-person $97.30 · Payments board.. Also see real rate · day rate guide.

Worked KEEP math on $100?

Official KEEP $96.35. KEEP = sale - 0.035x sale - 0.15. Fee on $100 = $3.65.

Is monthly/plan billed inside $96.35?

No. Typed $0 never baked into KEEP $96.35.

Is this affiliated?

Not affiliated with SumUp Online. Shopify Impact bridge CTAs used. Educational planning only.

SumUp keep2.6%+$0.10 Shopify keep2.9%+$0.30 Square Online keep3.3%+$0.30 Payments compareCard rails GoDaddy Payments keep2.7%+$0.30 All KEEP hubsDirectory of every KEEP hub