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WooPayments in-person keep WooPayments keep Shopify POS keep Stripe Terminal keep Stripe Tap to Pay keep Square Tap to Pay keep In-person compare Real rate Day rate guide All KEEP hubs
2026 · WooPayments In-person keep · WooPayments US In-person 2.70%+$0.10 · Not affiliated

Keep $97.20 on $100 after WooPayments US In-person 2.70%+$0.10 (2026)

Keep $97.20 on $100 after WooPayments US In-person 2.70%+$0.10. active card reader $5/mo typed (not in KEEP); Tap to Pay on phone does not trigger reader fee. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on woocommerce.com/document/woopayments/fees/ (US In-person).

Showing amounts in
Display currency — labels only, not a live converter
USD

Keep after WooPayments US In-person 2.70%+$0.10

$97.20

Official WooPayments US In-person 2.70%+$0.10 You type active card reader $5/mo typed (not in KEEP); Tap to Pay on phone does not trigger reader fee

$100 - 2.7% - $0.10 = $97.20. Plan $0. Planning only.

Fees
$6.30
Plan $
$0.00
Keep
$97.20
11 more plannersOfficial starting keep $97.20. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays WooPayments US In-person 2.70%+$0.10 -> $97.20.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $97.20.

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$24.23
$50$48.55
$100$97.20
$250$243.15
$1,000$972.90

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,916.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$2.80

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

2.80%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$680.40

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$35,478.00

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $97.20 keep

WooPayments US In-person 2.70%+$0.10. Plan $0.

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The formula

KEEP = sale - 0.027x sale - 0.10. Official: WooPayments US In-person 2.70%+$0.10. On $100 -> $97.20.

Keep $96.80 Shopify vs $97.20 WooPayments In-person on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

WooPayments fees (US In-person). Sister WooPayments online $96.80 · Shopify POS $97.30 · Stripe Terminal $97.25 · In-person compare. Locked woocommerce.com/document/woopayments/fees/ (US In-person). Planning only. Not affiliated.

FAQ

How much do you keep on $100 in person?

When the page opens: KEEP $97.20. Official WooPayments US In-person 2.70%+$0.10. Formula: KEEP = sale - 0.027x sale - 0.10. active card reader $5/mo typed (not in KEEP); Tap to Pay on phone does not trigger reader fee. Monthly/plan typed $0. Planning only. Not affiliated. Source: WooPayments fees (US In-person). Sister WooPayments online $96.80 · Shopify POS $97.30 · Stripe Terminal $97.25 · In-person compare.. Also see real rate · day rate guide.

Worked KEEP math on $100?

Official KEEP $97.20. KEEP = sale - 0.027x sale - 0.10. Monthly typed $0 never enters KEEP.

Is monthly/plan billed inside $97.20?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $97.20.

Is this affiliated?

Not affiliated with WooPayments In-person. Affiliates none claimed. Shopify Impact bridge CTAs used. Educational planning only.

WooPayments keepKeep $96.80 on $100 — WooPayments US cards 2.9%+$0.30 Shopify POS keepKeep $97.30 on $100 after Shopify POS Basic in-person 2.6%+$0.10 (2026) Stripe Terminal keepKeep $97.25 on $100 after Stripe Terminal in-person 2.7%+$0.05 (2026) Tap to Pay keepKeep $97.25 on $100 after Square Tap to Pay Free 2.6%+$0.15 (2026) In-person comparePayPal POS $97.62 · Shopify POS $97.30 · Tap to Pay $97.25 · Woo $97.20 All KEEP hubsKEEP directory.
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