Worked USD: $10,000 × 0.10 × (1−0) × (1−0.25) = $750
Sale you type $10,000. Commission share you type 0.10 (your cut of the sale). Processor share 0 (the default — you did not type a processor). Tax share you type 0.25. Keep: 10,000 × 0.10 × 1 × 0.75 = $750. Gross cut before tax: $1,000. Tax share took $250. The 0.10 and 0.25 are digits on the worked preset so the arithmetic is visible. They are not an industry table. Clear them. Type the shares from the deal you actually have.
Same sale, you typed tax 0: 10,000 × 0.10 × 1 × 1 = $1,000. Zero tax share is a number you typed, not a claim that tax is free.
Same sale, you typed processor 0.03 and tax 0.25: 10,000 × 0.10 × 0.97 × 0.75 = $727.50. Processor took $30 of the $1,000 gross cut first; tax share then took 25% of the remainder. The 0.03 is a digit you typed — not a card-network mill this page published.
This page is not the other take-home hubs
- Not marketplace seller fees. Listing fees, final-value fees, and payment fees on a sold SKU live on Seller fees — Keep $95.70 on $102. That hub asks what a platform keeps of an item. This hub asks what you keep of a sale after a cut you type. Two different products. If the money is Etsy / eBay / Depop FVF, leave this page.
- Not YouTube RPM. Views × RPM lives on /youtube-rpm/. This page never takes a view count. If the money is Studio RPM, leave this page.
- Not freelance extras. Hours × an hourly floor (rush, on-site, retainers, source files) live on the rate hub. This page does not take hours. The sale is a number you type. Your cut is a share you type.
Payout after the cut: Stripe vs Wise take-home. Processor-only (no tax mill, typed 10% × 2.9% example): keep from a commission sale after Stripe or PayPal.
You type every share. This page will not mill a 3% or 10% table
Blogs love “real estate is 3%” and “affiliates pay 10%.” This calculator does not ship those tables. No MLS mill. No affiliate-network mill. No “typical commission.” The 0.10 in the worked example is a digit you can replace. Paste the share from the agreement you actually have. Share is a fraction: 0.10, not 10. The box is capped at 1 so keep cannot go negative from a percent-vs-fraction mix-up.
Processor share and tax share are the same shape: fractions you type, default 0. Tax share is a planning set-aside you choose — the same idea as the tax buffer on the freelance hub. It is not a 50-state tax engine, not FICA, not withholding advice. Currency chips change labels worldwide. They do not convert the sale at a mid-market rate.
Four tools on this page
- Keep from a sale — sale × cut × (1 − processor) × (1 − tax).
- Sale to hit a keep — keep ÷ (cut × (1 − processor) × (1 − tax)).
- Cut to hit a keep — keep ÷ (sale × (1 − processor) × (1 − tax)).
- Stack of sales — N × keep of one sale. N is a count you type.
Popular searches this tool answers
- Commission take-home calculator
- What do I keep of a sale after my cut
- Sale × commission share after processor and tax
- Commission calculator you type the percent (not a mill)
- Worldwide currency labels, user-set tax share — not a 50-state engine
FAQ
How do I calculate commission take-home?
Keep = sale × commission share × (1 − processor share) × (1 − tax share). Worked: $10,000 × 0.10 × (1−0) × (1−0.25) = $750. You type every share.
Is this a marketplace seller-fee calculator?
No. Platform listing / FVF / payment fees on a sold item are Seller fees — Keep $95.70 on $102. This page is your cut of a sale.
Is this YouTube RPM?
No. Views × RPM is youtube-rpm. This page never multiplies views.
Is this freelance hours × a floor?
No. Hours × floor live on the rate hub extras. This page takes a sale and a cut you type.
Do you assume real estate is 3% or affiliate is 10%?
No. This page will not invent industry percents. The 0.10 is a digit you typed.
Is the tax share a 50-state tax engine?
No. You set the tax share. Default 0. Planning only — not a filing table.
Is my data private?
Yes. All math runs in your browser.
Do currency labels convert the sale?
No. Display currency changes money labels only. Not a live FX converter.
Where do I compare this to the fee index CSV and Shopify $96.80?
Use the seller fee index + CSV (2026-09-19) for same-input KEEP ladders, then compare ranker, break-even, and Shopify KEEP $96.80 on $100 for the own-store path. Planning only — before COGS, shipping, ads, taxes.
Is the Shopify $96.80 KEEP an affiliate link?
Yes when you use the Start Shopify link: I get commissions for purchases made through links in this post. Compensated as a Shopify affiliate. The $96.80 on $100 figure is Shopify Basic Payments planning math (2.9% + $0.30) before COGS, shipping, ads, taxes, or the monthly plan. Use Shopify KEEP and the break-even tool to allocate plan cost.