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2026 · Shopify Third-Party + Stripe keep · Shopify Basic third-party 2% + Stripe 2.9%+$0.30 planning · Not affiliated

Keep $94.80 on $100 after Shopify Basic third-party 2% + Stripe 2.9%+$0.30 planning (2026)

Keep $94.80 on $100 after Shopify Basic third-party transaction fee 2% (shopify.com/pricing) + Stripe US card 2.9%+$0.30 planning stack. Processor YOU-TYPE (Stripe planning lock here; swap gateway %+$ fix). Grow ~1%+2.9%+$0.30 -> ~$95.80; Advanced ~0.6%+2.9%+$0.30 -> ~$96.20; Shopify Payments Basic without 3P is /shopify-keep/ ($96.80); plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on shopify.com/pricing third-party + Stripe US card planning.

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USD

Keep after Shopify Basic third-party 2% + Stripe 2.9%+$0.30 planning

$94.80

Official Shopify Basic third-party transaction fee 2% (shopify.com/pricing) + Stripe US card 2.9%+$0.30 planning stack You type Processor YOU-TYPE (Stripe planning lock here; swap gateway %+$ fix). Grow ~1%+2.9%+$0.30 -> ~$95.80; Advanced ~0.6%+2.9%+$0.30 -> ~$96.20; Shopify Payments Basic without 3P is /shopify-keep/ ($96.80); plan $0

$100 - 4.9% - $0.30 = $94.80. Plan $0. Planning only.

Fees
$6.30
Plan $
$0.00
Keep
$94.80
11 more plannersOfficial starting keep $94.80. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays Shopify Basic third-party 2% + Stripe 2.9%+$0.30 planning -> $94.80.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $94.80.

$0.00

Monthly when the page opens is $0.

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$23.48
$50$47.25
$100$94.80
$250$237.45
$1,000$950.70

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,844.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$5.20

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

5.20%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$663.60

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$34,602.00

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $94.80 keep

Shopify Basic third-party transaction fee 2% (shopify.com/pricing) + Stripe US card 2.9%+$0.30 planning stack. Plan $0.

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The formula

KEEP = sale - 0.049x sale - 0.30. Official: Shopify Basic third-party transaction fee 2% (shopify.com/pricing) + Stripe US card 2.9%+$0.30 planning stack. On $100 -> $94.80.

Keep $96.80 Shopify vs $94.80 Shopify Third-Party + Stripe on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

shopify.com/pricing (Third-party transaction fees Basic 2% · Grow 1% · Advanced 0.6%) · stripe.com/pricing (US card 2.9%+$0.30 planning). Processor labeled YOU-TYPE — this hub locks a Stripe planning stack. Sister Shopify Payments $96.80 · Shopify Premium $96.20 · Stripe $96.80. Locked 2026-09-11. Affiliates none. Invent fees PARKED.

FAQ

How much do you keep on $100 with Shopify third-party + Stripe?

When the page opens: KEEP $94.80. Official Shopify Basic third-party transaction fee 2% (shopify.com/pricing) + Stripe US card 2.9%+$0.30 planning stack. Formula: KEEP = sale - 0.049x sale - 0.30. Processor YOU-TYPE (Stripe planning lock here; swap gateway %+$ fix). Grow ~1%+2.9%+$0.30 -> ~$95.80; Advanced ~0.6%+2.9%+$0.30 -> ~$96.20; Shopify Payments Basic without 3P is /shopify-keep/ ($96.80); plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: shopify.com/pricing (Third-party transaction fees Basic 2% · Grow 1% · Advanced 0.6%) · stripe.com/pricing (US card 2.9%+$0.30 planning). Processor labeled YOU-TYPE — this hub locks a Stripe planning stack. Sister Shopify Payments $96.80 · Shopify Premium $96.20 · Stripe $96.80.. Also see real rate · day rate guide.

Worked KEEP math on $100?

Official KEEP $94.80. KEEP = sale - 0.049x sale - 0.30. Fee on $100 = $5.20.

Is monthly/plan billed inside $94.80?

No. Typed $0 never baked into KEEP $94.80.

Is this affiliated?

Not affiliated with Shopify Third-Party + Stripe. Shopify Impact bridge CTAs used. Educational planning only.

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