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2026 · Xero Payments keep · Xero Stripe-powered 2.9%+$0.30 · Not affiliated

Keep $96.80 on $100 after Xero Stripe-powered 2.9%+$0.30 (2026)

Keep $96.80 on $100 after Xero Payments US Stripe-powered domestic cards 2.9%+$0.30 (stripe.com/pricing / Xero App Store Stripe). Labeled Stripe-powered; sister Stripe Payments /stripe-keep/ ($96.80); ACH /stripe-ach-keep/ ($99.20); plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on Xero App Store Stripe US + stripe.com/pricing 2.9%+$0.30.

Showing amounts in
Display currency — labels only, not a live converter
USD

Keep after Xero Stripe-powered 2.9%+$0.30

$96.80

Official Xero Payments US Stripe-powered domestic cards 2.9%+$0.30 (stripe.com/pricing / Xero App Store Stripe) You type Labeled Stripe-powered; sister Stripe Payments /stripe-keep/ ($96.80); ACH /stripe-ach-keep/ ($99.20); plan $0

$100 - 2.9% - $0.30 = $96.80. Plan $0. Planning only.

Fees
$6.30
Plan $
$0.00
Keep
$96.80
11 more plannersOfficial starting keep $96.80. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays Xero Stripe-powered 2.9%+$0.30 -> $96.80.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $96.80.

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$23.98
$50$48.25
$100$96.80
$250$242.45
$1,000$970.70

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,904.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$3.20

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

3.20%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$677.60

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$35,332.00

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $96.80 keep

Xero Payments US Stripe-powered domestic cards 2.9%+$0.30 (stripe.com/pricing / Xero App Store Stripe). Plan $0.

Display currency
Works worldwide. Changes money labels only, not a live FX converter.
ActiveUSD
Quick picks
1. Search by continent
2. Search country or currency
3. Sort + country filter
4. Countries / currencies

The formula

KEEP = sale - 0.029x sale - 0.30. Official: Xero Payments US Stripe-powered domestic cards 2.9%+$0.30 (stripe.com/pricing / Xero App Store Stripe). On $100 -> $96.80.

Keep $96.80 Shopify vs $96.80 Xero Payments on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

Xero App Store Stripe US · stripe.com/pricing (US cards 2.9%+$0.30). Sister Stripe $96.80 · Accounting KEEP board. Locked 2026-09-11. Affiliates none. Invent fees PARKED.

FAQ

How much do you keep on $100 with Xero Stripe-powered payments?

When the page opens: KEEP $96.80. Official Xero Payments US Stripe-powered domestic cards 2.9%+$0.30 (stripe.com/pricing / Xero App Store Stripe). Formula: KEEP = sale - 0.029x sale - 0.30. Labeled Stripe-powered; sister Stripe Payments /stripe-keep/ ($96.80); ACH /stripe-ach-keep/ ($99.20); plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: Xero App Store Stripe US · stripe.com/pricing (US cards 2.9%+$0.30). Sister Stripe $96.80 · Accounting KEEP board.. Also see real rate · day rate guide.

Worked KEEP math on $100?

Official KEEP $96.80. KEEP = sale - 0.029x sale - 0.30. Fee on $100 = $3.20.

Is monthly/plan billed inside $96.80?

No. Typed $0 never baked into KEEP $96.80.

Is this affiliated?

Not affiliated with Xero Payments. Shopify Impact bridge CTAs used. Educational planning only.

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