Keep $99.20 on $100 after PayPal ACH 0.80% ($5 cap) (2026)

How much do you keep on $100? Starting keep twin: KEEP $99.20. Official: PayPal business ACH bank debit 0.80% with $5.00 cap (PayPal business fees, effective Sep 1 2026). Distinct from Invoice Pay by Bank 1% ($10 cap) on /paypal-pay-by-bank-keep/ ($99.00); Stripe ACH same 0.8%/$5 is /stripe-ach-keep/; plan $0.

Not affiliated. Confirm on the live official page. Planning math only. BILL / invent fees / PartnerStack Network PARKED.

Locked formula

KEEP = sale - min(0.008x sale, 5)

Worked example -- $100

You type

Sources

PayPal business fees (ACH 0.80% · $5 cap · Sep 1 2026). Sister Pay by Bank $99.00 · Stripe ACH $99.20 · ACH compare. Planning twin: /paypal-ach-keep/.

Keep $96.80 Shopify vs KEEP $99.20 on $100 -- Start Shopify (Impact · FTC: affiliate)

FAQ

How much do you keep on $100?

When the page opens on the KEEP hub: KEEP $99.20. KEEP = sale - min(0.008x sale, 5). Official: PayPal business ACH bank debit 0.80% with $5.00 cap (PayPal business fees, effective Sep 1 2026).

What are the official fees?

PayPal business ACH bank debit 0.80% with $5.00 cap (PayPal business fees, effective Sep 1 2026). Distinct from Invoice Pay by Bank 1% ($10 cap) on /paypal-pay-by-bank-keep/ ($99.00); Stripe ACH same 0.8%/$5 is /stripe-ach-keep/; plan $0.

Is this affiliated?

Not affiliated. Affiliates none found.

Compare Shopify -- keep $96.80 on $100 (Impact · FTC: affiliate) KEEP $99.20 on $100 Related Seller-fees hub