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2026 · PayPal Hyperwallet FX Spread keep · Hyperwallet FX Spread Basic 2% · Not affiliated

Keep $98.00 on $100 after Hyperwallet FX Spread Basic 2% (2026)

Keep $98.00 on $100 after PayPal Hyperwallet Foreign Exchange Spread — Basic 2% (USD/CAD/HKD/AUD/EUR/GBP/MXN); Rest of World 4% (paypal.com/us/business/paypal-business-fees). RoW 4% preset $96 · Sister /paypal-hyperwallet-wire-keep/ $98 · /paypal-hyperwallet-keep/ $99.05 · /keep-compare-hyperwallet/; Soft-no Helcim; plan $0. Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on PayPal merchant fees — PayPal Hyperwallet FX Spread row.

Showing amounts in
Display currency — labels only, not a live converter
USD

Keep after Hyperwallet FX Spread Basic 2%

$98.00

Official PayPal Hyperwallet Foreign Exchange Spread — Basic 2% (USD/CAD/HKD/AUD/EUR/GBP/MXN); Rest of World 4% (paypal.com/us/business/paypal-business-fees) You type RoW 4% preset $96 · Sister /paypal-hyperwallet-wire-keep/ $98 · /paypal-hyperwallet-keep/ $99.05 · /keep-compare-hyperwallet/; Soft-no Helcim; plan $0

$100 - 2% = $98.00. Plan $0. Planning only.

Fees
$6.30
Plan $
$0.00
Keep
$98.00
11 more plannersOfficial starting keep $98.00. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays Hyperwallet FX Spread Basic 2% -> $98.00.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $98.00.

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$24.50
$50$49.00
$100$98.00
$250$245.00
$1,000$980.00

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,940.00

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00
$2.00

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

2.00%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$686.00

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$35,770.00

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

52

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$968.00

qty × keep

Worked example · no click required

Default $100 -> $98.00 keep

PayPal Hyperwallet Foreign Exchange Spread — Basic 2% (USD/CAD/HKD/AUD/EUR/GBP/MXN); Rest of World 4% (paypal.com/us/business/paypal-business-fees). Plan $0.

Display currency
Works worldwide. Changes money labels only, not a live FX converter.
ActiveUSD
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The formula

KEEP = sale - 0.0349x sale - 0.49. Official: PayPal Checkout Hyperwallet FX Spread Basic 2%. On $100 -> $98.00.

Keep $96.80 Shopify vs $98.00 PayPal Hyperwallet FX Spread on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

PayPal business fees (Hyperwallet Foreign Exchange Spread Basic 2% / RoW 4%). Sister Wire $98 · Unload $95 · Hyperwallet board. Locked 2026-09-11. Affiliates none. Invent fees PARKED.

FAQ

HW FX $98 · PayTo A$98.70 · JPY BT ¥98.50 · Base Equip $88 · GD Premium $96.90 · Media $83.20?

Hyperwallet FX Basic locks $98.00 (RoW preset $96) on /paypal-hyperwallet-fx-keep/ · Unload $95.00. Stripe PayTo A$98.70 twin AU BECS · JPY Bank Transfers ¥98.50. Amazon Base Equipment $88.00 (12%; Tools storefront is 15%/$85) · GoDaddy Premium Cards $96.90 · Media board Books/Software/Media $83.20. Planning only.

How much do you keep on $100 with Hyperwallet FX Spread Basic 2%?

When the page opens: KEEP $98.00. Official PayPal Hyperwallet Foreign Exchange Spread — Basic 2% (USD/CAD/HKD/AUD/EUR/GBP/MXN); Rest of World 4% (paypal.com/us/business/paypal-business-fees). Formula: KEEP = send − 0.02×send (Basic FX). On $100 KEEP = $98.00. RoW: KEEP = send − 0.04×send → $96.00. RoW 4% preset $96 · Sister /paypal-hyperwallet-wire-keep/ $98 · /paypal-hyperwallet-keep/ $99.05 · /keep-compare-hyperwallet/; Soft-no Helcim; plan $0. Monthly/plan typed $0. Planning only. Not affiliated. Source: PayPal business fees (Hyperwallet Foreign Exchange Spread Basic 2% / RoW 4%). Sister Wire $98 · Unload $95 · Hyperwallet board.. Also see real rate · day rate guide.

Worked KEEP math on $100?

Official KEEP $98.00. KEEP = send − 0.02×send (Basic FX). On $100 KEEP = $98.00. RoW: KEEP = send − 0.04×send → $96.00. Fee on $100 = $2.00.

Is monthly/plan billed inside $98.00?

No. Typed $0 never baked into KEEP $98.00.

Is this affiliated?

Not affiliated with PayPal Hyperwallet FX Spread. Shopify Impact bridge CTAs used. Educational planning only.

HW Unload keep$5 HW Wire keep2% HW Domestic keep$0.95 Hyperwallet compareFX·Unload HW Intl keep$4.95 All KEEP hubsDirectory
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