Updated Oct 2026
Short answer: A €100 domestic commercial payment keeps €96.25 after 3.40% + €0.35. Verified 9 Oct 2026.
PayPal Netherlands lists all other commercial transactions at 3.40% + fixed fee, and the euro fixed fee is €0.35. On €100 the fee is €3.75 and you keep €96.25.
Domestic commercial
Where this sale goes: you keep €96.25. Fees €3.75.
€100.00 - 3.4% - €0.35 = €96.25. Plan €0. Planning only.
| Sender | Rate | Fee on €100 | You keep |
|---|---|---|---|
| Domestic, or EEA (no international add-on) | 3.40% + €0.35 | €3.75 | €96.25 |
| UK | 4.69% + €0.35 | €5.04 | €94.96 |
| All other markets | 5.39% + €0.35 | €5.74 | €94.26 |
Source, checked 9 Oct 2026: PayPal Netherlands business fees, last updated 15 July 2026. QR-code rates are a different table and are not the opening keep. Planning only. Not affiliated.
A guest card with no PayPal account is 1.80% + €0.35. On €250 the guest fee is €4.85 and you keep €245.15. The commercial row on €250 keeps €241.15. Receiver-borne conversion is 3.00%. A US bank withdrawal is 3.00%. For comparison, Stripe Netherlands iDEAL is €0.29, so €100 keeps €99.71. That is a Stripe rate, not a PayPal rate. The opening keep stays €96.25.
Stripe Netherlands lists iDEAL at €0.29 per payment, so €100 keeps €99.71. That comparison is not a PayPal Netherlands rate. The PayPal guest-card keep on €250 is €245.15.
When the page opens: KEEP €96.25. The Netherlands business-fees page (last updated 15 July 2026) lists all other commercial transactions at 3.40% + fixed fee, and the euro fixed fee is 0.35 EUR. On €100 the fee is €3.75, so you keep €96.25.
The same page lists an extra percentage for international commercial transactions: no fee when the sender is in the EEA, 1.29% for the UK, and 1.99% for all other markets. Those add to the 3.40% domestic rate. A UK sender on €100 keeps €94.96. A sender outside the EEA and the UK keeps €94.26.
No. The monthly amount you type stays out of the opening keep.