Not affiliated with PayPal Manual entry. Educational planning only.

Keep $96.42 on $100 after PayPal POS Manual card entry 3.49%+$0.09 (2026)

Keep $96.42 on $100 after PayPal Point of Sale Manual card entry 3.49%+$0.09. plan $0; distinct from POS card-present 2.29%+$0.09 ($97.62) and Checkout 3.49%+$0.49 ($96.02). Monthly/plan typed $0, not inside KEEP. Not affiliated. Planning only.

realratecalc.com — planning keep only. Confirm on paypal.com/us/business/pos-system/pricing.

Showing amounts in

Display currency — labels only, not a live converter

USD

Keep after PayPal POS Manual card entry 3.49%+$0.09

$96.42

Official PayPal Point of Sale Manual card entry 3.49%+$0.09 You type plan $0; distinct from POS card-present 2.29%+$0.09 ($97.62) and Checkout 3.49%+$0.49 ($96.02)

$100 - 3.49% - $0.09 = $96.42. Plan $0. Planning only.

Fees

$6.30

Plan $

$0.00

Keep

$96.42

Sale $

Manual entry %

Per txn $

Monthly / plan $ (you type) - not in KEEP

Tax buffer $ (you type) - not a tax engine

11 more plannersOfficial starting keep $96.42. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting number stays PayPal POS Manual card entry 3.49%+$0.09 -> $96.42.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $96.42.

Monthly / plan $

$0.00

Monthly when the page opens is $0.

—

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$24.04

$50$48.16

$100$96.42

$250$241.19

$1,000$965.01

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

Sales per month

$2,892.60

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

Target KEEP $

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or $100). Official math only.

Sale gross$100.00

$3.58

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

3.58%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

Sales per week

$674.94

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

Sales per year

$35,193.30

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

Monthly take-home goal $

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

Quantity

$968.00

qty × keep

Worked example · no click required

Default $100 -> $96.42 keep

PayPal Point of Sale Manual card entry 3.49%+$0.09. Plan $0.

Gross G = $100.00
3.49% + $0.09 = $3.58 (monthly typed $0)
KEEP = $96.42
You type: plan $0

Display currency

Works worldwide. Changes money labels only, not a live FX converter.

ActiveUSD

Quick picks

1. Search by continent

2. Search country or currency

3. Sort + country filter

Country filter

4. Countries / currencies

The formula

KEEP = sale - 0.0349x sale - 0.09. Official: PayPal Point of Sale Manual card entry 3.49%+$0.09. On $100 -> $96.42.

Keep $96.80 Shopify vs $96.42 PayPal Manual entry on $100 -- Start Shopify (Impact · FTC: affiliate)

Sources

PayPal POS pricing (Manual card entry). Sister PayPal POS CP $97.62 · PayPal Cards $96.52 · In-person compare. Locked paypal.com/us/business/pos-system/pricing. Planning only. Not affiliated.

FAQ

How much do you keep on $100 with keyed entry?

When the page opens: KEEP $96.42. Official PayPal Point of Sale Manual card entry 3.49%+$0.09. Formula: KEEP = sale - 0.0349x sale - 0.09. plan $0; distinct from POS card-present 2.29%+$0.09 ($97.62) and Checkout 3.49%+$0.49 ($96.02). Monthly/plan typed $0. Planning only. Not affiliated. Source: PayPal POS pricing (Manual card entry). Sister PayPal POS CP $97.62 · PayPal Cards $96.52 · In-person compare.. Also see real rate · day rate guide.

Worked KEEP math on $100?

Official KEEP $96.42. KEEP = sale - 0.0349x sale - 0.09. Monthly typed $0 never enters KEEP.

Is monthly/plan billed inside $96.42?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $96.42.

Is this affiliated?

Not affiliated with PayPal Manual entry. Affiliates none claimed. Shopify Impact bridge CTAs used. Educational planning only.

PayPal POS keepKeep $97.62 on $100 after PayPal POS card-present 2.29%+$0.09 (2026) PayPal Cards keepKeep $96.52 on $100 after PayPal Cards 2.99%+$0.49 (2026) PayPal Checkout keepKeep $96.02 on $100 after PayPal Checkout 3.49%+$0.49 (2026) Square keyed keepKeep $96.35 on $100 after Square Manual entry 3.5%+$0.15 (2026) In-person compareIn-person POS board All KEEP hubsKEEP directory.