Planning math for a Ko-fi Free one-off tip. Official first paint: platform 0% plus the processor they print as usually around 3%+$0.30 on $5 → KEEP $4.55. Formula: KEEP = G − (kofi%×G) − (0.03G + 0.30n). Do not invent Stripe 2.9%+$0.30. Standard 5% (shop/memberships/monthly tips, and Standard’s default on tips) is a preset, not first paint. Gold $12/mo is a typed line, default $0, not inside KEEP. Absorb. Not affiliated. Planning only.
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Keep after Ko-fi Free tip
$4.55
Official Ko-fi Free 0% + ~3%+$0.30You type Standard 5%, Gold $12/mo
Default first paint: KEEP $4.55. Official Ko-fi Free one-off/goals 0% platform plus their printed processor usually around 3%+$0.30. Fee = 0 + (0.03×5 + 0.30) = $0.45. KEEP = 5 − 0.45 = $4.55. Do not invent Stripe 2.9%+$0.30. Gold $12/mo is a typed line, default $0, not in KEEP. Absorb. Planning only. Not affiliated with Ko-fi. Source: help.ko-fi.com Does Ko-fi take a fee (fetched 2026-09-02).
Is Standard 5% first paint?
No. Shop/memberships/monthly tips/commissions are 5% on either plan, and Standard new-creator default is 5% on tips too. First paint is Free 0%. Standard 5% is a preset: $5 − 5% − (3%+$0.30) = $4.30.
Is Gold $12/mo inside $4.55?
No. Gold $12/mo is a typed line, default $0, never baked into per-sale KEEP.
Is this affiliated?
Not affiliated with Ko-fi. Affiliates none found. Tax buffer is a dollar you type. Educational planning only.