The formula
Absorb: KEEP = G − 0.05G − (0.029G + 0.30n) − payout%×G − intl%×G − sub%×G − tax
Pass-through: Stripe is not subtracted from KEEP; supporter pays it. $25 sticker → supporter pays $26.03.
Sources
help.buymeacoffee.com/en/articles/8105744 (Mar 18, 2026). Pass-through: 8105320 (Jul 27, 2026). Affiliates: none found.
FAQ
How much do you keep on a $5 coffee (absorb)?
Default first paint: KEEP $4.31. Official 5% platform + Stripe 2.9%+$0.30. Fee = 0.05×5 + (0.029×5 + 0.30) = $0.25 + $0.445 = $0.695. KEEP = 5 − 0.695 = $4.305 → $4.31 (round like other hubs). Payout 0.5% is a typed extras line default $0 — not in KEEP. Intl +1% and sub +0.5% first-paint 0. Default absorb. Planning only. Not affiliated. Source: help.buymeacoffee.com/en/articles/8105744 (Mar 18, 2026).
What about pass-through?
Pass-through exists (Jul 27, 2026: $25 sticker → supporter pays $26.03, which is sticker + Stripe 2.9%+$0.30). Default is absorb. Pass-through is a preset: Stripe is not subtracted from KEEP; the supporter pays it. Creator still eats the 5% platform.
Is the 0.5% payout fee in $4.31?
No. Printed as payout processing, not per-txn. Typed extras line, default $0.
Is this affiliated?
Not affiliated with Buy Me a Coffee. Affiliates none found. Educational planning only.