Same $200 listing. Two take-homes.

One sticker. Two payout rails. US Whatnot still takes 8% of the hammer (shipping and tax out of that percent) and 2.9% + $0.30 of whatever the buyer actually paid (Whatnot fees explained). Grailed, on a Grailed Label sale at $200, still takes 9% of the listing — the $120 line has already fired — plus a separate Stripe row that Help prints as US onboarded 3.49% + $0.49 (Grailed fees explained). Empty shipping is the unit: both commission bases collapse to the same $200 when postage is $0 and the Label is on. This is not a $120-cliff walkthrough, not a live-show FAQ, and not a 10%-on-item-plus-ship closet race.

Independent — not affiliated with Whatnot or Grailed. Percents were re-opened from official public Help on 28 Aug 2026 (America/Chicago). Whatnot live fetch (HTTP 200): Whatnot seller fees (updated 11 Aug 2026) still prints 8% (4% Coins & Money) of final sale price excluding shipping and taxes, and 2.9% of total order value + $0.30. Grailed live fetch (HTTP 200): What are the fees? (updated 13 May 2026) still prints 9% at $120 and above (sales on/after 20 May 2026) and Label = listing only; Does Grailed charge a payment processing fee? (updated 7 Mar 2025) still prints US domestic onboarded 3.49% + $0.49. Gaps: Grailed Help does not print the dollar base for processing — this card applies the published rate to the same sale price used for commission, empty tax = $0 extra, labeled as a planning assumption. Neither company publishes a public US label-dollar grid — paste postage, do not invent $4.99 or $7.99. This is not a 50-state tax engine. Whatnot’s $1,500 high-value 0% and Sell More, Earn More subset test are off this default $200 row; we will not invent a stacked mix. Grailed “promotional commission rates may apply” with no published table — we will not invent one. Match a settled payout before you restock. Worksheet only — not tax, legal, or accounting advice. No affiliate links.

Same $200 card (Whatnot 8% vs Grailed Label 9%)

Default: $200 item, shipping empty = $0, tax empty = $0. Whatnot commission stays on the hammer. Grailed default is a Label so sale price = listing. Processing on Grailed uses the published US onboarded row on that sale price (Help does not print the base). Coins 4% is a Whatnot schedule switch, not a Grailed twin.

Whatnot keep = item − commission(item) − [2.9% × (item + buyer-paid ship + tax) + $0.30]. Grailed keep from listing = listing (− own-label postage treated as equal to charged ship) − 9%/6% of sale price − published processing on sale price (+ pasted tax). Planning only.

Whatnot keep (before COGS)
Grailed keep from listing (before COGS)
Delta (Whatnot leftover − Grailed leftover)
Commission $ (WN / GR)
Processing $ (WN / GR)
Grailed sale price used

The unique unit: two commissions, two Stripe rows, same $200

Closet compares train you to hunt “who takes 10%.” This pair does not. Both companies print a seller commission and a processing line. At $200 with empty shipping and a Grailed Label, both commission bases are the listing. The leftover fight is then 8% + 2.9% + $0.30 against 9% + 3.49% + $0.49 (that last row sitting on a base Help never names). That is not Whatnot’s hammer-vs-TOV decoder and not Grailed’s $120-line walkthrough. Those pages each hold one stack. This card holds one sticker against both.

LineUS Whatnot (standard)Grailed (Label, US onboarded)
Seller commission on this card 8% of final sale price, excluding shipping and taxes (4% Coins & Money) 9% of sale price at $120+; 6% (min $1.99) under $120 from 20 May 2026. Label → listing only.
Processing 2.9% of total order value (item + buyer-paid ship + buyer-paid tax) + $0.30 US domestic onboarded 3.49% + $0.49. Help does not print the dollar base — applied here to sale price, empty tax = $0 extra.
Postage in commission Never. Official copy excludes shipping from the 8%/4%. Off when Label is used. On when you charge shipping on your own label.
$200 empty-ship keep $177.90 after $16.00 + $6.10 $174.53 after $18.00 + $7.47
What does not fire at $200 $1,500 high-value 0% cliff; SMEM subset tiers The 6% under-$120 cell. You are already on 9%.

Whatnot: Whatnot seller fees (updated 11 Aug 2026, fetched 28 Aug 2026, HTTP 200). Grailed: What are the fees? (updated 13 May 2026, fetched 28 Aug 2026, HTTP 200), Does Grailed charge a payment processing fee? (updated 7 Mar 2025, fetched 28 Aug 2026, HTTP 200). Line-by-line stacks: Whatnot seller fees explained, Grailed seller fees explained. Hub: /seller-fees/.

1. Whatnot’s $200 still pays two lines. The 8% is not the whole cut.

Whatnot Help, “Whatnot seller fees,” updated 11 Aug 2026, re-opened 28 Aug 2026 (HTTP 200):

The commission fee is Whatnot’s share of the sale. It’s calculated as a percentage of your item’s final sale price, excluding shipping and taxes.

The US “all other categories” row is 8% of that hammer, plus 2.9% on total order value + $0.30. Total order value usually includes the item, buyer-paid shipping, and buyer-paid tax. Empty ship and empty tax on a $200 sticker make TOV = $200, so processing is not “2.9% of some other number”:

Help’s own worked US example is a $50 hammer with a $58.70 checkout total, not this $200 empty-ship row. We will not paste that $44.00 net onto a $200 listing. The percents are official; the $200 subtraction is ours. Coins & Money at 4% on the same empty $200 would be $8.00 commission + $6.10 processing = $185.90 keep — a different published schedule, not a secret 8% discount. The $1,500 high-value 0% does not start until the hammer clears $1,500 in listed categories; $200 never gets there.

2. Grailed’s $200 is already 9%. The Label only keeps postage out of that 9%.

Grailed Support, “What are the fees?,” updated 13 May 2026, re-opened 28 Aug 2026 (HTTP 200):

Standard $120 and above: 9%. Reduced, applicable to sales on/after 5/20/26, under $120: 6% (minimum $1.99). If you use a Grailed Label, the sale price is based on the listing price only.

$200 is not a 6% story. The under-$120 cell, the $1.99 floor, and the $119-vs-$120 keep cliff live on Grailed fees explained. This card’s default is already on the 9% side. Empty shipping plus a Label means sale price = $200:

Flip to own-label and paste $15 buyer-charged postage and you have left this comparable: sale price $215, 9% of $215 = $19.35, processing on $215 = $7.99, then the $15 postage itself is a cost if you actually paid it. That is a shipped designer listing, not the empty-ship $200 unit. We will not invent a Grailed Label dollar to “make shipping fair.”

3. The $3.37 gap is two tables, not “one point of commission.”

$177.90 versus $174.53 is $3.37 on this sticker. Split it:

Slogan math that stops at “Whatnot is 1% cheaper” is how a listing calendar gets the wrong leftover. The processing tables are published and they are not the same Stripe row. Depop’s 3.3% + $0.45 and Mercari’s single 10% are different products; do not average them onto this pair.

Coins 4% on Whatnot against the same Grailed Label $200 widens leftover to $185.90 vs $174.53 ($11.37). That is only true if the SKU is actually Coins & Money. A streetwear hoodie does not get the 4% because you wished it did.

4. Why empty shipping is the honest $200 comparable

Whatnot commission never follows postage. A Grailed Label also prices commission on listing only. Empty shipping ($0 in both commission bases) is therefore the matching unit — not a modeling convenience. Paste a postage dollar and two things happen that are easy to mix:

Neither Help article we opened on 28 Aug 2026 publishes a US weight-tier label table. Paste the order’s postage. Do not mill $7.75 or $8.70 onto this compare because Whatnot’s $50 example used a $58.70 TOV.

Tax stays optional. Empty = $0 extra in Whatnot TOV and in the Grailed processing assumption. We will not invent Illinois vs California. US Whatnot’s public example does not add tax-on-fees; we will not invent a US tax-on-fee percent to “match” EU/UK tables.

Worked: same $200 empty-ship, then Coins, then own-label (not this unit)

$200 item, $0 ship, $0 tax, US Whatnot 8% vs Grailed Label, US onboarded processing

$200 empty-ship, Whatnot Coins & Money 4% vs the same Grailed Label 9%

Not this card’s default: $200 + $15 Grailed own-label vs Whatnot with $15 buyer-paid ship

Also not this card: Grailed $80 at 6%, Whatnot $1,500 cliff, SMEM tiers

When Whatnot leftover is larger — and when you switched products

The bases decide. The logos do not.

Replay the same $200 on the hub worksheet

  1. Open the profit calculator on /seller-fees/ (home: realratecalc.com).
  2. Whatnot US standard: commission 8, processing 2.9, flat 0.30. Leave shipping blank so the row stays the empty-ship comparable. Do not turn on a $1,500 cap unless the hammer is actually above it.
  3. Grailed Label US onboarded: commission 9, processing 3.49, flat 0.49. Shipping blank. That processing base is an assumption — Help does not print it.
  4. Coins SKU only: Whatnot commission 4. Grailed stays 9 at $200.
  5. COGS and pack go in cost fields. Keep on this page is platform leftover, not profit after the box.
  6. Reconcile to Seller Hub (Whatnot) or the Grailed payout. Either company can change the live copy.

Full US Whatnot stack (two bases, cliff, SMEM test): Whatnot fees explained. Full Grailed stack ($120 line, Label switch, processing table): Grailed fees explained. Hub: seller-fees index.

FAQ

On the same $200 listing, who keeps more — US Whatnot or Grailed Label?

Whatnot 8% keep is $177.90 after $16.00 + $6.10 on $200 / $0 ship / $0 tax. Grailed Label keep is $174.53 after $18.00 + $7.47 (processing base assumed). Whatnot leftover is $3.37 higher. Last checked 28 Aug 2026. Confirm in each account. $200 is already 9% on Grailed; the $1,500 Whatnot cliff does not fire.

Does either take commission on shipping on this $200 card?

Default no. Whatnot commission excludes shipping and taxes. Grailed Label sale price is listing only. Own-label Grailed adds buyer-charged postage to the 9% base — that is a different product from the empty-ship unit.

Why apply Grailed’s 3.49% + $0.49 to the $200 listing?

Help prints the rate and never prints the dollar base. We apply it to the same sale price used for commission and call that an assumption. Empty tax = $0 extra. A payout screenshot beats this worksheet.

Is this just 8% versus 9%?

No. $2.00 of the $3.37 gap is commission. $1.37 is processing: 2.9% + $0.30 versus 3.49% + $0.49 on the same $200. “One point cheaper” hides the second table.

How is this different from the fees-explained pages?

Those pages each decode one stack. This card holds one $200 empty-ship sticker against both published US stacks. It is not a $120-cliff decoder, not a live-show FAQ, and not Mercari’s 10% of item-plus-ship.

Where are the full stacks?

Whatnot seller fees explained (US). Grailed seller fees explained. Hub: /seller-fees/. Home: realratecalc.com.

Open the profit calculator Whatnot fees explained Grailed fees explained Seller-fee hub

Seller-fee hub · Whatnot fees explained · Grailed fees explained · realratecalc.com