✓ Rates checked 2026-10-06 against Fees on Mercari (article 169)
You keep
Affiliate link: we may earn a commission. Compensated as a Shopify affiliate.Start Shopify — keep $96.80 on $100 · Shopify Basic keeps $96.80 on $100 · vs fees below
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Affiliate link · Planning only · Not affiliated with the platforms listed.
Same formula as the static example. Empty shipping = $0 in the fee base. Paste a 169 number if the buyer pays shipping. The 3.6% buyer line is not subtracted. Instant Pay and Authenticate are leftover toggles, not mill.
TL;DR
Mercari KEEP $90.00 on $100 (US 10% selling fee · buyer-paid shipping). Shopify Basic Payments keeps $96.80 on the same sale. Planning only. Own store: Shopify keeps $96.80 on $100.
What’s not in this planning KEEP
This sketch is a default planning KEEP. It does not include COGS, shipping you buy, ads/PPC, returns, taxes, or Store/promoted add-ons unless this page includes them. Confirm on the platform’s official fee page before you list.
Provenance · same-price baseline
Mercari take-home in 2026 is leftover after one published selling percent, not after a blended mill. US help we opened on 1 Sep 2026 still prints a seller 10% on item price plus buyer-paid shipping. The 3.6% Buyer Protection line is the buyer’s checkout cut. Instant Pay, Authenticate, and the prepaid-label dollar are leftover you type. This is not Etsy’s listing + 6.5% + processing + Offsite Ads stack, and it is not the hub’s empty-shipping $36 card.
This fee page’s KEEP above vs Shopify Basic Payments keep $96.80 on $100. Own store: Shopify keeps $96.80 on $100
Same numbers as our fee index CSV 2026-09-19 · seller-fee-index-2026-09-19.csv · Seller fee index + CSV (2026-09-19).
Worked example · visible without a click
$40 item + $7.48 buyer-paid Ground Advantage — keep after the published 10%
Sale: $40.00 item. Buyer pays shipping. The shipping dollar is a labeled number on Fees on Mercari (article 169): USPS Ground Advantage 1 lb Best $7.48 (Best in black / Standard $7.59 in gray; rates updated 7 May 2026; page fetched 1 Sep 2026). That is not a “typical shipping” guess.
Unique vs a 10%-of-sticker model: the same $40 with shipping left empty fees $4.00 and keeps $36.00 from item+ship. Putting $7.48 in the base adds $0.75 of selling fee. The hub one-liner stops at that empty-ship $36; this page is the shipping-in-base trap.
To actually keep $42.73 on that $47.48 base, open Mercari KEEP, then the payout step if the money leaves Mercari.
Keep $96.80 Shopify vs $90.00 Mercari — see Shopify fees Open Mercari keep $90 on $100 Open seller-fees hub — type your dashboard % Stripe vs Wise take-homeKeep ≈ (item + buyer-paid shipping) − 10% × (item + buyer-paid shipping) − Instant Pay you type − Authenticate you type − COGS / label leftover
Official selling fee: 10% of the combined item price and buyer-paid shipping on listings created or updated on or after 6 January 2025. Listing an item is always free. New and updated listings have no separate payment-processing fee for sellers or buyers. Source: Fees on Mercari (article 169), updated 05/07/2026, opened 1 Sep 2026, and Seller Protection.
Article 169’s seller-paid chart: “A 10% selling fee of the combined amount of item price and buyer-paid shipping will be charged to the seller” for listings created or updated on or after 6 January 2025. Changes to our fee structure (article 2517) restates a flat 10% selling fee on the completed item price and buyer-paid shipping. FAQs (article 2518) repeats that trio: sellers 10%, buyers 3.6%, no additional payment processing fee for either side.
Buyer-paid vs seller-paid shipping is a listing choice. If the buyer pays shipping, that shipping dollar is inside the 10% base. If you cover shipping, the buyer-paid term is $0 and the label is leftover you type as cost. Prepaid labels are a published dollar table on 169, not a second percent. This page will not reconstruct the USPS / UPS / FedEx grid — paste the number that matches the listing.
| Labeled 169 number (opened 1 Sep 2026) | Printed rate |
|---|---|
| USPS Ground Advantage 0.25 lb (Best / Standard) | $4.91 / $5.49 |
| USPS Ground Advantage 1 lb (Best / Standard) | $7.48 / $7.59 |
| USPS Media Mail 1 lb / 2 lb / 3 lb | $4.99 / $5.99 / $6.99 |
| USPS First-Class Envelope (trading cards only) 1 oz / 2 oz / 3 oz | $0.74 / $1.03 / $1.32 |
Ground Advantage and Priority Mail rates on 169 were updated 7 May 2026 for USPS’s fuel surcharge. Media Mail is eligible media categories only. First-Class Envelope is exclusively trading cards, with envelope size limits on 169. Do not treat $7.48 as typical shipping for every SKU.
Article 169 buyer-paid chart: starting 6 January 2025, a Buyer Protection fee of 3.6% applies to the item price and buyer-paid shipping for new and updated listings. It shows on the buyer’s checkout page. Mercari says an additional payment processing fee will not apply on those listings.
Do not subtract 3.6% from seller keep. A $40 sale is not “10% + 3.6% = 13.6% off the seller.” The seller line is 10% of (item + buyer-paid shipping). The buyer line is 3.6% of the same combined amount. Mixing them is how blogs overstate Mercari’s take from you.
We are not inventing a seller processing percent, a sitewide ads CPC, or a typical-shipping mill. Type only what your statement shows:
| Cash-out (169 + Seller Protection, fetched 1 Sep 2026) | Published fee |
|---|---|
| Successful ACH direct deposit | $0 (once per day) |
| Failed / rejected ACH | $2 non-refundable |
| Instant Pay | $3 flat (once per day, up to $600/month) |
Article 169 notes that as of 6 January 2025 at 2:00 PM PT there is no longer a $2 fee per successful cash-out. The $2 is the failed-deposit fee now.
Article 169 still prints a historical row: existing listings created before 6 January 2025 would not have a selling fee applied until the listing was updated. Article 2517 said the new structure applied to new and updated listings starting 6 January 2025 and may take up to one week to reflect automatically across all existing listings. This page models the 10% that applies to new and updated listings. If a settled order in your account still shows the old buyer-side stack, use that statement — not a 2024 blog.
Article 2518 also said listings with negative earnings under the updated structure would be deactivated automatically, and that raising price by at least 10% was the published way to avoid that during the switch.
Article 169 cancelation fee, after warnings: 5% of the item price, $25 maximum. Subtracted from balance and/or charged to the card on file within 30 days after notification. Repeated cancelations can remove listings and limit the account. This is a conduct fee, not the selling fee — leave it out of organic keep.
Article 172 (overweight / oversized): sellers pay overage (actual or DIM less amount already paid; if Mercari has no label for that weight, carrier residential retail rates for zone 6 including surcharges, less amount already paid; over 150 lb actual or DIM: flat $2,500). Packages over one pound are always rounded up.
8% underpaid-label penalty: Shipping change announcements (article 485), 18 February 2025 entry, announced that starting 10 March 2025, items exceeding the purchased label’s actual weight or DIM weight incur an 8% penalty fee on the total adjusted shipping price. Articles 169 and 172 did not restate that 8% in the text opened 1 Sep 2026. It is official on the change-announcement page; confirm in your account if a statement line appears.
10% of item + buyer-paid shipping, charged to the seller when it sells. Listing is $0. No separate seller processing fee on new or updated listings. Type Instant Pay / Authenticate / COGS leftover. Source: article 169, updated 05/07/2026, fetched 1 Sep 2026.
Shopify Basic Payments KEEP is $96.80 on $100 (2.9%+$0.30) — payment-processing keep, not a marketplace listing model. This page’s sketch keep is $90.00. Compare planning-only on fee-index · Shopify fees. Planning only.
Fee base $47.48. Selling fee $4.75. Keep from item+ship $42.73 before COGS. After the $7.48 label, item leftover $35.25. Do not subtract buyer 3.6% ($1.71).
No. 3.6% is a buyer checkout line on item + buyer-paid shipping. Articles 169, 2517, and 2518.
No. Etsy is listing + 6.5% + processing + Offsite Ads. The hub chip is the empty-shipping $40 sticker keeping $36. This page is shipping-in-the-10% and leftover you type.
Instant Pay $3 only if tapped; ACH $0. Authenticate $5 / $15 only if submitted. Prepaid labels from 169 numbers. published processing mill or ads CPC.
Fees on Mercari (169), fee-structure change (2517), FAQs (2518), Seller Protection, overweight / oversized (172), shipping change announcements (485), Promote / Offer to Likers (347), Authenticate fees (508). Last opened for this page: 1 Sep 2026.
That comparison skips own-store payment keep. For planning only, Shopify Basic Payments KEEP is $96.80 on $100 (2.9%+$0.30). Shopify fees. I get commissions for purchases made through links in this post. Compensated as a Shopify affiliate. This is a planning comparison, not a claim about Mercari's fee model.
Use the seller fee index + CSV (2026-09-19) for same-input KEEP ladders, then compare ranker, break-even, and Shopify KEEP $96.80 on $100 for the own-store path. Planning only — before COGS, shipping, ads, taxes.
Yes when you use the Start Shopify link: I get commissions for purchases made through links in this post. Compensated as a Shopify affiliate. The $96.80 on $100 figure is Shopify Basic Payments planning math (2.9% + $0.30) before COGS, shipping, ads, taxes, or the monthly plan. Use Shopify KEEP and the break-even tool to allocate plan cost.
After this FAQ
Same $100 planning KEEP in the answers above · Shopify Basic Payments $96.80. Path: fee index CSV → Shopify fees.
I get commissions for purchases made through links in this post. Compensated as a Shopify affiliate.
Keep $96.80 Shopify vs $90.00 Mercari — see Shopify fees Open Mercari keep $90 on $100 Open seller-fees hub — type your dashboard % Then the payout step (Stripe vs Wise)
Contrast: Etsy fees explained · already-live compares: Depop vs Mercari · Mercari vs Poshmark · Mercari vs Vinted
Fee index + CSVShopify KEEP $96.80Shopify fees Break-even list price Compare marketplaces KEEP compare
I get commissions for purchases made through links in this post. Compensated as a Shopify affiliate.