Updated Oct 2026
Square Australia keeps A$1.60 of an A$100 in-person tap or insert when the seller signed up on or after 30 May 2024 (1.6%), so you keep A$98.40. There is no fixed card fee and no monthly fee inside this keep.
In person, from 30 May 2024
Where this sale goes: you keep A$98.40. Fees A$1.60.
A$100 - 1.6% - A$0.00 = A$98.40. Plan A$0. Planning only.
| Way they pay | Rate | Fee on A$100 | You keep |
|---|---|---|---|
| In person, account opened on or after 30 May 2024 | 1.6% | A$1.60 | A$98.40 |
| In person with Reader, Stand, or Tap to Pay, account opened before 30 May 2024 | 1.9% | A$1.90 | A$98.10 |
| Online, invoice, keyed-in, or card on file | 2.2% | A$2.20 | A$97.80 |
Square’s Australia fee page lists Afterpay at 6% + 30 cents per transaction, excluding GST. This page does not add GST and does not show an Afterpay keep. Cards issued overseas are not given an extra rate on that page, so no overseas-card line is shown. Plus starts from A$40 a month and is not inside the keep.
Source: Square Australia fees. Planning only. Not affiliated.
keep × 30
When the page opens: KEEP A$98.40. Official in-person rate for sellers who sign up on or after 30 May 2024 is 1.6% with no fixed fee (squareup.com/au/en/payments/our-fees). Formula: KEEP = sale − 0.016 × sale. On A$100 that is A$98.40. An account opened before that date pays 1.9% in person on Reader, Stand, or Tap to Pay (A$98.10). Online, invoice, keyed-in, and card-on-file payments are 2.2% (A$97.80).
No. Square’s free processing has no monthly fee. Plus starts from A$40 a month and stays out of this keep.
No. Square lists Afterpay as 6% + 30 cents excluding GST. This page does not add GST and does not publish an Afterpay keep.