Keep $99.20 on $100 after Stripe ACH Direct Debit 0.8% ($5 cap) (2026)

How much do you keep on $100 with bank pay? Starting keep twin: KEEP $99.20. Official: Stripe ACH Direct Debit 0.8% with $5.00 cap. Financial Connections verify $1.50; failed ACH return/dispute fees you type.

Not affiliated. Confirm on the live official page. Planning math only.

Locked formula

KEEP = sale - min(0.008x sale, 5)

Worked example -- $100

You type

Sources

Stripe US bank debits. Distinct from /stripe-instant-bank-keep/ (Instant Bank 2.6%+$0.30) and card /stripe-keep/ (2.9%+$0.30). Planning twin: /stripe-ach-keep/.

Keep $96.80 Shopify vs KEEP $99.20 on $100 -- Start Shopify (Impact · FTC: affiliate)

FAQ

How much do you keep on $100 with bank pay?

When the page opens on the KEEP hub: KEEP $99.20. KEEP = sale - min(0.008x sale, 5). Official: Stripe ACH Direct Debit 0.8% with $5.00 cap.

What are the official fees?

Stripe ACH Direct Debit 0.8% with $5.00 cap. Financial Connections verify $1.50; failed ACH return/dispute fees you type.

Is this affiliated?

Not affiliated. Affiliates none found.

Compare Shopify -- keep $96.80 on $100 (Impact · FTC: affiliate) KEEP $99.20 on $100 ACH compare board Open the profit calculator