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2026 · Owner-operator keep · You type every % · Not a DAT quote

Owner-operator keep 2026 — after fuel, dispatch, factoring you type

Planning math for a loaded haul minus fuel, dispatch, and factoring you type. Default first paint: 2000 loaded mi × $2.00/mi = $4,000 revenue, 200 deadhead mi, 6 mpg, diesel $4.00/gal → fuel $1,466.67 (round2), dispatch 10% you type = $400, factoring $0 → KEEP $2,133.33, KEEP/loaded mile $1.07. Dispatch 10% is yours to type (not DAT). Factoring first paint $0 — do not bake 2% or 3%. Outgo 1.0% only if you pick Outgo Card. We do not operate trucks or factor invoices. Not affiliated. Confirm on your contracts.

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Keep after fuel + dispatch + factoring you type

$2,133.33

$4,000 − fuel $1,466.67 − dispatch 10% you type − factoring $0. Loaded miles. Planning only.

Fuel
$1,466.67
Factoring
$0.00
Keep
$2,133.33
2 more plannersFuel gallons. Keep per loaded mile.

Fuel gallons

(loaded + deadhead) ÷ mpg. Then × diesel, round2 like other hubs.

366.67 gal

2200 ÷ 6 = 366.666… gal → fuel $1,466.67.

Keep per loaded mile

KEEP ÷ loaded miles. Deadhead is in the fuel line, not the denominator.

$1.07

$2,133.33 ÷ 2000 loaded miles = $1.07 on first paint.

Worked example · no click required

Default 2000 mi × $2.00 → $2,133.33 keep

You type every percent. Fuel uses round2 like other hubs.

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The formula — all % user-typed

revenue = loaded miles × $/mi
miles_total = loaded + deadhead
fuel gal = miles_total ÷ mpg
fuel$ = round2(gal × diesel $/gal)
dispatch$ = revenue × (dispatch % ÷ 100)
factoring$ = revenue × (factoring % ÷ 100)
KEEP = revenue − fuel$ − dispatch$ − factoring$ − fixed $ − tax buffer$
KEEP/mile = KEEP ÷ loaded miles

Dispatch 10% is you type, not DAT. Factoring first paint is $0. Outgo 1.0% is card/smart factoring, not an all-invoice default.

What this page is not

Sources

Fuel, dispatch, and factoring are user-typed. DAT Outgo affiliate (they publish 10% revenue share): outgo.dat.com/affiliate-referral-program. RTS: rtsinc.com/resources/referral-program.

FAQ

What is keep on 2000 loaded miles at $2.00/mi?

Default first paint: revenue $4,000. Total miles 2200 (2000 loaded + 200 deadhead). Fuel gallons = 2200/6 = 366.666… Fuel$ = round2(2200/6 × $4.00) = $1,466.67. Dispatch 10% you type of $4,000 = $400.00. Factoring first paint $0 (1.0% only if you pick Outgo Card; not all-invoice default). KEEP = 4000 − 1466.67 − 400 − 0 = $2,133.33. KEEP/loaded mile = 2133.33/2000 = $1.07. You type every percent. Not a DAT or factoring quote.

Do you invent DAT or factoring as official rates?

No. Dispatch 10% is yours to type on first paint — not DAT. Factoring first paint is $0. Outgo 1.0% is card/smart factoring, not an all-invoice default (only if you pick Outgo Card). Do not bake 2% or 3%. We do not invent Bobtail IDs.

Is this operating trucks or factoring invoices?

No. Planning math only. We do not operate trucks or factor invoices. DAT Outgo publishes a 10% revenue share on their affiliate-referral page (untracked). RTS referral is untracked. Confirm on your own contracts.

Is this affiliated or a tax engine?

Not affiliated. Tax buffer is a dollar you type, not a 50-state engine. Currency labels only. Educational planning only.

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