2026 · Memberful keep · 4.9% txn only · Not affiliated
Keep $95.10 on $100 — Memberful (4.9%)
Planning math for a Memberful creator. Official first paint: 4.9% txn only on $100 → KEEP $95.10. Formula: KEEP = G − 0.049G. Stripe processing varies by country — it is you-type $0 on first paint. Do not bake 2.9%+$0.30. Plan $49/mo is a typed line, default $0, not inside KEEP. Absorb. Not affiliated. Planning only.
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USD
Keep after Memberful 4.9%
$95.10
Official Memberful 4.9% txnYou type Stripe (varies by country), $49/mo
2 more plannersStripe is you-type $0. $49/mo is typed $0, not in KEEP.
4.9% only vs typed Stripe
First paint does not bake 2.9%+$0.30. If you type Stripe US, KEEP becomes $92.20 — that is not first paint.
4.9% only (first paint)
$95.10
If you type Stripe 2.9%+$0.30
$92.20
$49/mo plan (not in KEEP)
Typed line, default $0. Never baked into $95.10.
$0.00
Monthly on first paint is $0.
Worked example · no click required
Default $100 → $95.10 keep
Absorb. Stripe you-type $0. $49/mo = $0. Tax $0.
Gross G = $100.00
Memberful = 0.049 × 100 = $4.90
KEEP = 100 − 4.90 = $95.10
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The formula
KEEP = G − (Memberful% × G) − (Stripe% × G + Stripe$) − tax. First paint Memberful% = 4.9, Stripe = 0.
Sources
memberful.com/pricing. Payment-processing docs: flat transaction fee of 4.9%; Stripe varies by country. memberful-vs-substack fetched 2026-09-02. Affiliates: none found.
FAQ
How much do you keep on $100 with Memberful?
Default first paint: KEEP $95.10. Official $49/mo + 4.9% txn only. Fee = 0.049 × 100 = $4.90. KEEP = 100 − 4.90 = $95.10. Stripe processing varies by country — you-type $0 on first paint. Do not bake 2.9%+$0.30. $49/mo is a typed line, default $0, not in KEEP. Absorb. Planning only. Not affiliated. Sources: memberful.com/pricing and payment-processing docs (fetched 2026-09-02).
Do you add Stripe 2.9%+$0.30?
No. Payment-processing doc: Stripe varies by country. See Stripe pricing. Processor is you-type $0 on first paint. Do not bake 2.9%+$0.30 from vs-Substack.
Is $49/mo inside $95.10?
No. $49/mo is a typed line, default $0, never baked into per-sale KEEP.
Is this affiliated?
Not affiliated with Memberful. Affiliates none found. Educational planning only.