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2026 · Swappa keep · 3% Ask + PayPal · Not affiliated

Keep $92.92 on $100 Ask — Swappa (3% + PayPal on Ask×1.03)

Keep $92.92 on a $100 Swappa Ask. Official seller fee is 3% of Ask. The buyer’s 3% adds to the listing (order total = Ask×1.03) and is not subtracted again from you. PayPal processing is 3.49% + $0.49 of that order total. Sister figure $97 before PayPal is labeled not the starting keep. Stripe 2.9%+$0.30 (select sellers) and intl PayPal are you-type. Not affiliated. Planning only.

realratecalc.com — planning keep only. Not a live payout or tax engine. Confirm on the platform.

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Keep after Swappa 3% + PayPal on Ask×1.03

$92.92

Official Swappa 3% of Ask; buyer 3% adds to listing; PayPal 3.49%+$0.49 of Ask×1.03 You type Stripe 2.9%+$0.30 (select sellers); intl PayPal; plan $0

$100 Ask − 3% $3 − PayPal $4.08 on $103 = KEEP $92.92. Plan $0. Planning only.

Seller 3%
$3.00
PayPal
$4.08
Keep
$92.92
11 more plannersOfficial starting keep $92.92. Plan $0 is typed, not in KEEP.

Plan / tier presets

Clickable. Starting keep stays $92.92.

Monthly/plan (not in KEEP)

Typed line, default $0. Never baked into $92.92.

$0.00

When the page opens, monthly is $0.

Type a monthly plan greater than $0 to count sales that cover the plan. Monthly is not inside KEEP.

Sale ladder

Same fees on $25 / $50 / $100 / $250 / $1,000.

$25$22.86
$50$46.21
$100$92.92
$250$233.02
$1,000$933.56

Monthly volume

Sales/month × this sale’s KEEP. Default 30.

$2,787.60

keep × n

List price for target keep

Solve gross for a target KEEP with this page’s fee stack.

$100.00

Solve G for target KEEP

Fee on this sale

Gross − KEEP for the current sale (page input or default). Official math only.

Sale gross$100.00
$7.08

G − KEEP

Effective fee %

(G − KEEP) / G × 100 when G > 0. Uses this page’s KEEP, not an invented rate card.

7.08%

(G − KEEP) / G × 100

Weekly volume

Sales per week × this sale’s KEEP. Default 7.

$650.44

keep × n

Annual keep

Sales/year × KEEP (default 365), or 12 × monthly volume when that input exists.

$33,915.80

keep × n

Sales to hit monthly goal

Typed target monthly take-home ÷ KEEP. Default goal $5,000.

54

ceil(goal / KEEP)

Units × keep

Quantity of identical sales × KEEP. Default 10.

$929.20

qty × keep

Worked example · no click required

Default $100.00 Ask -> $92.92 keep

Seller 3% of Ask. PayPal on Ask×1.03 (buyer 3% adds to order, not double-taken). Plan $0.

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The formula

Swappa: KEEP = Ask − 0.03×Ask − (0.0349×(Ask×1.03) + 0.49). On $100: seller $3 + PayPal $4.08 on $103 → KEEP $92.92. Buyer 3% adds to the listing for the payment base; it is not subtracted a second time from the seller. Stripe 2.9%+$0.30 (select sellers) and intl PayPal are you-type. Monthly typed $0.

Sources

Swappa Fair Fees and Swappa FAQ · sale fee (locked 2026-09-10). Cross-link seller-fees/swappa-fees-explained. Affiliates none found.

FAQ

How much do you keep on $100.00 with Swappa?

When the page opens: KEEP $92.92. Official seller 3% of Ask; buyer 3% adds to listing (not double-taken); PayPal 3.49%+$0.49 of order total Ask×1.03. Formula: KEEP = Ask − 0.03×Ask − (0.0349×(Ask×1.03) + 0.49). Sister $97 before PayPal is not the starting keep. Stripe 2.9%+$0.30 and intl PayPal are you-type. Monthly/plan typed $0. Planning only. Not affiliated. Sources: swappa.com/about/fees · sale-fee FAQ (locked 2026-09-10).

Is the buyer 3% taken from the seller twice?

No. Official Fair Fees: seller pays 3% of sold Ask; buyer pays a separate 3% added to the listing. PayPal runs on the order total (Ask×1.03). Do not subtract the buyer 3% again from your keep.

What is “$97 before PayPal”?

$100 − 3% seller = $97. That sister figure is labeled not the starting keep. Starting KEEP is $92.92 after PayPal on $103.

Is monthly/plan billed inside $92.92?

No. Monthly/plan is a typed line, default $0, never baked into KEEP $92.92.

Is this affiliated?

Not affiliated with Swappa. Affiliates none found. Educational planning only.

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